3270 Garden Terrace Dr, Folsom, CA, 95630
About This Home
Located in the highly desired Russell Ranch area in the Sterling Hills community by Lennar, this beautifully designed single story home offers a rare blend of design, functionality, and high-end upgrades. This 4 bedroom 2.5 bath home features a bright open concept layout with custom finishes throughout. The chef's kitchen is the centerpiece, complete with granite countertops, GE Cafe stainless steel appliances, built in refrigerator, double ovens, maple cabinetry, and an oversized island perfect for entertaining. The spacious living areas are enhanced with designer lighting, custom paint, and thoughtfully curated details that elevate the home's overall feel. The primary suite offers a private retreat with a spa-like atmosphere, while the additional bedrooms provide flexibility for family, guests, or a home office. This home is loaded with over $157,000 in upgrades including Lutron shades, California room shades, salt water softener system in the garage, Magnolia design upgrades, A/V rewire with ceiling speakers and wireless access points, LG Signature washer and dryer, Tesla Powerwalls, owned solar, EV charger, fully landscaped front and backyard, and more. Enjoy access to the Russell House with resort-style amenities including pool, spa, fire pit, and clubhouse. Located near top rated schools, parks, and walking trails, this home offers the perfect combination of comfort, efficiency, and lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete,Slab
- Roof: Cement,Tile
- Construction materials: Concrete,Frame,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Refrigerator,Range Hood,Ice Maker,Dishwasher,Microwave
- Laundry features: Sink,Hookups Only,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Features: Other
Features
- Flooring: Carpet,Tile,Luxury Vinyl Plank,Vinyl,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,154 sqft
Kitchen
- Features: Pantry Closet,Quartz Counter,Kitchen Island,Island w/Sink
Property
Details
- Parcel number: 07242200710000
- Zoning description: RES
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Pool Cover,Community,Pool/Spa Combo,Gas Heat
Lot
- Lot size: 7,479 sqft
- Features: Manual Sprinkler F&R,Auto Sprinkler F&R,Corner Lot
Parking
- Total spaces: 3
- Parking features: Attached,Electric Vehicle Charging Station(s),Other
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,191 | $50,292 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $706 | $8,472 |
| Electricity | $461 | $5,542 |
| Total | $5,538 | $66,456 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $829,000 |
| 2026-04-04 | Listed for sale | $899,000 |
| 2023-10-12 | Sold | $797,500 |
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