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44 Cedar Cir, Folsom, CA, 95630

2beds
2baths
960sqft
$187,500
$195price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

HUGE PRICE REDUCTION !!!Gorgeous Remodeled home in Senior Park. New HVAC, Beautiful LTV flooring,sheetrock walls.ceilings, Spacious Living Room, Gourmet kitchen,everything new DW, Stove w/water dispenser,cabinets, countertops Master bedroom.ceiling fan, huge walking closet Lots of cabinets, New Bath with walk-in shower, both baths gorgeous w/modern amenities. Inside laundry room,Door off Master bedroom to beautiful deck offers lots of privacy. Fantastic lot with spacious patio, gas BBQ, room to entertain. Extra large parking area,newly poured cement, easy Ramp to home. Hurry on this one! Space Rent $805 Sewer Trash $103.22 Home is very modern looking. Does not look like a mobile home. One of the best lots in Park.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Sutter Middle SchoolGrades 6-81.9 mi
1/10
Folsom Lake High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide,Manufactured Home

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Dishwasher
  • Laundry features: Laundry Closet,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 960 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Roll-In Shower,Accessible Full Bath

Details

  • Parcel number: 81000020300001
  • Special condition: Other

Lot

  • Features: Other

Parking

  • Parking features: Side By Side,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $948$11,376
Home Insurance *$40$480
Property Taxes $169$2,028
Electricity $398$4,786
Total$1,555$18,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$327
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$187,500
2026-05-14Listed for sale$199,950
2026-03-27Pending sale$199,950
2026-03-18Listed for sale$199,950

For Sale by Agent

AgentSue Dreher
BrokerageDreher & Associates Inc.

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