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5133 Silent Grove Dr, Folsom, CA, 95630

5beds
4baths
2,793sqft
$965,000
$346price/sqft
$6,542/moest. monthly cost
$261,680/yrincome needed

About This Home

Exceptional former builder model home on a premium view lot in the highly sought-after Silver Knoll neighborhood within Russell Ranch. This extensively upgraded residence features approximately 2,793 square feet of thoughtfully designed living space, including 5 bedrooms and 4 full bathrooms. Blending quality craftsmanship, contemporary style, and a versatile floor plan, this home delivers an exceptional living experience with impressive indoor-outdoor functionality. Filled with natural light, the open-concept interior showcases wide-plank wood flooring, designer lighting, upgraded cabinetry, premium countertops, and numerous enhancements throughout. The gourmet kitchen serves as the heart of the home with an oversized center island, abundant storage, high-end built-in appliances, and seamless connectivity to the spacious dining area and great room, creating an inviting environment for everyday living and entertaining. A downstairs bedroom and full bathroom add flexibility for guests, extended family, remote work, hobbies, or other lifestyle needs. Upstairs, a generous loft opens to a covered balcony where panoramic views of rolling hills and open space create a peaceful backdrop for morning coffee and year-round enjoyment of the surrounding natural beauty.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
Folsom Middle SchoolGrades 6-84.4 mi
1/10
Folsom Lake High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Carpet,Hardwood,Stone,Tile

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,793
  • Total interior livable area: 2,793 sqft

Property

Details

  • Parcel number: 07242300440000
  • Zoning: RES
  • Special condition: Standard

Lot

  • Lot size: 0.10 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,879$58,548
Home Insurance *$210$2,520
Property Taxes $855$10,260
Electricity $598$7,187
Total$6,542$78,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,297/yr
40% on housing$196,260/yr
45% on housing$174,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$949,000
2026-07-30Price change$965,000
2026-07-13Listed for sale$985,000
2024-09-30Sold$880,000
2024-08-09Listed for sale$978,904
2024-08-01Listing removed$978,904
2024-07-25Listed for sale$978,904

For Sale by Agent

AgentJeffrey Sklar
BrokerageBeycome Brokerage Realty Inc.

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