5054 Down Ct, Saint Cloud, FL, 34772
About This Home
Popular Sutton plan on a canal-front homesite with navigable access to Alligator Lake. An open floor plan that comes with a private office or playroom on the first floor. The first floor also features a secondary/guest primary suite with en-suite bath including a walk-in closet, dual sinks, and walk-in shower. The open-concept kitchen offers upgraded cabinetry, quartz countertops, stainless appliances, and a large corner pantry, overlooking a spacious family room and covered lanai—ideal for indoor-outdoor entertaining. Tile flooring is featured throughout the first-floor main living areas. Upstairs, an additional family/loft room provides more gathering space for media, play, or fitness. Exterior highlights include a brick paver driveway and lead walk. This lot offers ample room to add a pool, and the site may accommodate a future boat dock. Community amenities include a resort-style zero-entry pool, expansive sundeck, splash pad, and playground. Conveniently located near shopping and restaurants with easy access to major thoroughfares.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco,Wood Frame
Other
- Builder model: Sutton
- Builder name: Land Sea Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Upper Level
Balcony Porch Lanai
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Built-in Closet
- Level: Second
- Area: 110
- Dimensions: 10x11
Bedroom4
- Features: Built-in Closet
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedroom5
- Features: Built-in Closet
- Level: Second
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Den
- Level: Second
- Area: 156
- Dimensions: 13x12
Dining Room
- Level: First
- Area: 140
- Dimensions: 14x10
Family Room
- Level: First
- Area: 240
- Dimensions: 15x16
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,330
- Total interior livable area: 2,737 sqft
Kitchen
- Level: First
Living Room
- Level: First
- Area: 144
- Dimensions: 12x12
Office
- Level: First
- Area: 160
- Dimensions: 10x16
Other
- Features: Walk-In Closet(s)
- Level: First
- Area: 156
- Dimensions: 13x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 208
- Dimensions: 13x16
Property
Details
- Parcel number: 202631013800014960
- Zoning: RES
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System,Sidewalk
- Has view: Yes
- View description: Water,Canal
- Has water view: Yes
- Water view: Water,Canal
- On waterfront: Yes
- Waterfront features: Canal - Freshwater,Freshwater Canal Access,Lake Privileges
Lot
- Lot size: 5,663 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $316 | $3,792 |
| Electricity | $275 | $3,305 |
| Total | $3,403 | $40,836 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-19 | Price change | $499,900 |
| 2025-10-16 | Price change | $539,900 |
| 2025-09-25 | Listed for sale | $578,900 |
| 2024-07-18 | Sold | $569,990 |
| 2024-04-08 | Pending sale | $579,990 |
| 2024-02-13 | Listed for sale | $579,990 |
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