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2695 NOTTEL DRIVE, Saint Cloud, FL, 34772

4beds
2baths
1,704sqft
$323,760
$190price/sqft
$2,410/moest. monthly cost
$96,400/yrincome needed

About This Home

Short Sale Opportunity in Hanover Lakes! Why wait for new construction when this beautiful 2024-built single-family home is already available in one of St. Cloud’s growing communities? This home offers 4 bedrooms, 2 full bathrooms, 1,704 sq ft of heated living space, and 2,305 total sq ft, with a bright open-concept floor plan designed for modern living. The spacious kitchen opens seamlessly to the dining and living areas, creating a comfortable layout for everyday living, entertaining, and family gatherings. The primary suite features a walk-in closet and private bathroom, while the additional bedrooms provide great flexibility for family, guests, a home office, or multigenerational living. Enjoy a covered lanai, irrigation system, public utilities, and the benefit of owning a newer home with low HOA fees. Located in Hanover Lakes, this property offers convenient access to Narcoossee Road, US-192, Lake Nona, Orlando International Airport, and Central Florida attractions, making it an excellent option for buyers looking for location, comfort, and long-term value. This is a strong opportunity to own a newer construction home in a rapidly growing area of Central Florida. Schedule your private showing today. Short sale approval required. Property is being sold as a short sale and is subject to third-party lender approval. Buyer and buyer’s agent are responsible for verifying all HOA information, room measurements, restrictions, taxes, schools, square footage, and property details. Showings by appointment only. Please allow 24-48 hour notice.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
6/10
Middle School AAGrades 6-85.2 mi
5/10
Harmony High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: None,Other

Balcony Porch Lanai

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First

Features

  • Kitchen/Family Room Combo,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,305
  • Total interior livable area: 1,704 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 202631013800015030
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,637$19,644
Home Insurance *$185$2,220
Property Taxes $391$4,692
Electricity $197$2,366
Total$2,410$28,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,628/yr
40% on housing$72,300/yr
45% on housing$64,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$323,760
2026-07-03Listed for sale$346,000
2024-02-02Sold$439,990
2023-12-30Pending sale$458,990
2023-10-28Price change$458,990
2023-10-26Listed for sale$459,623

For Sale by Agent

AgentAndreina Herrera
BrokerageMELIN REALTY LLC

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