4487 Sagefield Dr, Saint Cloud, FL, 34773
About This Home
Price drop $51,900 !!! No CDD, Flexible Financing, and Rare Backyard Privacy with Water Views Some homes offer space. Others offer location. This one delivers both—along with meaningful financial advantages buyers are actively searching for. Enjoy NO CDD fees and the added benefit of no rear neighbors with peaceful water views—a combination that enhances both affordability and everyday living. Welcome to the 2202 two-story floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath home that balances open gathering spaces with private retreats. The open-concept main level flows effortlessly into a modern kitchen featuring a large center island, ample cabinetry, and plenty of room for entertaining or relaxed family meals. Upstairs, the owner’s suite offers a comfortable escape with an en-suite bath and a walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or changing lifestyle needs, allowing the home to grow with you. Step outside to the covered lanai, where tranquil water views and no rear neighbors create a rare sense of privacy. It’s the perfect setting to unwind, entertain, or simply enjoy the natural surroundings. Located in Harmony Central, the final phase of a beautiful master-planned golf community, residents enjoy top-rated schools, a community pool with cabana, and scenic green spaces. With convenient access to Lake Nona, the Florida Turnpike, and downtown St. Cloud, this home offers the ideal balance of peaceful living and everyday convenience. If you’ve been waiting for a home that delivers value, privacy, flexibility, and location—this is the opportunity that brings it all together.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range
- Laundry features: Inside,Laundry Room
Balcony Porch Lanai
- Level: First
- Area: 105
- Dimensions: 15x7
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 120
- Dimensions: 10x12
Bedroom3
- Features: Walk-In Closet(s)
- Level: Second
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 169
- Dimensions: 13x13
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,In Wall Pest System,Kitchen/Family Room Combo,L Dining,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
Great Room
- Level: First
- Area: 360
- Dimensions: 18x20
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,602
- Total interior livable area: 2,202 sqft
Kitchen
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 196
- Dimensions: 14x14
Property
Details
- Parcel number: 3226323596000E0230
- Zoning: RESI
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System,Lighting
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 4,792 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Wildfire
- Hurricane
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $460 | $5,520 |
| Electricity | $221 | $2,659 |
| Total | $2,888 | $34,656 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $385,000 |
| 2026-04-03 | Price change | $405,000 |
| 2026-03-14 | Price change | $416,900 |
| 2026-01-06 | Price change | $408,900 |
| 2025-07-18 | Pending sale | $428,900 |
| 2025-07-15 | Listed for sale | $428,900 |
New Construction
View on Zillow