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6771 Coldwater Ter, Stokesdale, NC, 27357

5beds
4baths
4,413sqft
$1,275,000
$289price/sqft
$7,835/moest. monthly cost
$313,400/yrincome needed

About This Home

Built by WOLFE in the desirable Belews Lake Coldwater Community, this custom home offers exceptional craftsmanship and thoughtful upgrades throughout. Construction features include 2x6 exterior walls, a sealed crawl space, and whole-home water filtration for durability and energy efficiency. Interior highlights include a spa-inspired primary bath, built-in wet bar, elegant curved staircase, and a two-story great room with coffered ceiling and striking 62" statement fireplace. Outdoor living impresses with premium landscaping, whole-yard irrigation, architectural up-lighting, oversized front porch, and a travertine-covered back patio overlooking a pool-ready backyard with gorgeous views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Walkertown ElementaryGrades PK-57.6 mi
2/10
Walkertown MiddleGrades 6-87.4 mi
2/10
Walkertown High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Block,Brick,Frame,Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Built-In Range,Built-In Refrigerator,Dishwasher,Disposal,Double Oven,Gas Cooktop,Range Hood,Water Purifier,Tankless Water Heater
  • Laundry features: 2nd Dryer Connection,Dryer Connection,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Great Room,Guest Quarters,Built-in Features,Dead Bolt(s),Soaking Tub,Kitchen Island,Pantry,Separate Shower,Solid Surface Counter,Vaulted Ceiling(s),Wet Bar
  • Door features: Arched Doorways,Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Stone,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Gas Log,Great Room,See Remarks
  • Fireplace: Yes
  • Attic: Storage,Pull Down Stairs
  • Finished area above ground: 4,413

Heating & Cooling

  • Heating features: Dual Fuel System,Fireplace(s),Heat Pump,Radiant Floor,Electric,Propane,Wood
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 4,413
  • Total interior livable area: 4,413 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6990363190
  • Zoning: RS40-S
  • Special condition: Owner Sale
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Balcony,Lighting,Sprinkler System,Veranda/Breezeway
  • Has view: Yes
  • Waterfront features: Lake Privileges,Lake
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Level,Partially Wooded,Subdivided,Views,Flat,Subdivision
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Door Opener,Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$383$4,596
Property Taxes $594$7,128
Electricity $411$4,932
Total$7,835$94,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,628/yr
40% on housing$235,050/yr
45% on housing$208,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 27357$168
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27357$192
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,350,000
2026-01-16Listed for sale$1,360,000
2026-01-05Listing removed$1,200,000
2025-12-30Listed for sale$1,200,000

For Sale by Agent

AgentStephanie Smith
BrokerageSelect Premium Properties, Inc.

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