630 E McCarty St, Indianapolis, IN, 46203
About This Home
This cozy 2-bedroom, 1-bathroom home, built in 1900, is located in the heart of the vibrant Fountain Square neighborhood in Indianapolis. The single-story home features a charming covered porch and sits within walking distance of popular shops, restaurants, and entertainment options. Surrounded by a white picket fence and mature trees, the property exudes historic charm and character. Its central location and inviting design make it perfect for those seeking a home in one of the city's most walkable and trendy areas!
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Block
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater
Basement
- Has basement: Yes
Bedroom2
- Level: Main
- Area: 108
- Dimensions: 12x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- High Ceilings,Ceiling Fan(s),Hardwood Floors,Eat-in Kitchen
- Flooring: Hardwood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,086
- Total interior livable area: 1,086 sqft
Kitchen
- Level: Main
- Area: 90
- Dimensions: 10x9
Laundry
- Level: Main
- Area: 63
- Dimensions: 9x7
Living Room
- Level: Main
- Area: 182
- Dimensions: 14x13
Master Bedroom
- Level: Main
- Area: 169
- Dimensions: 13x13
Property
Details
- Parcel number: 491112121114001101
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Fencing: Fenced
Lot
- Lot size: 1,742 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $364 | $4,368 |
| Electricity | $184 | $2,212 |
| Total | $1,821 | $21,852 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $199,900 |
| 2026-07-16 | Listed for sale | $219,900 |
| 2026-03-10 | Listing removed | $199,900 |
| 2025-12-01 | Listed for sale | $199,900 |
| 2025-11-01 | Listing removed | $209,900 |
| 2025-10-28 | Price change | $209,900 |
| 2025-07-15 | Price change | $229,900 |
| 2025-05-02 | Listed for sale | $249,900 |
| 2023-10-03 | Listing removed | -- |
| 2023-09-18 | Listed for rent | $1,050 |
| 2023-07-03 | Listing removed | -- |
| 2023-06-12 | Listed for rent | $1,050 |
| 2023-04-07 | Listing removed | -- |
| 2023-03-10 | Listed for rent | $1,050 |
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