628 E McCarty St, Indianapolis, IN, 46203
About This Home
This beautifully renovated home, built in 1890, is located in the heart of Fountain Square, Indianapolis, with easy access to restaurants, shops, and entertainment. The main floor features an open floor plan with 3 bedrooms and 2 full bathrooms, complemented by a modern kitchen with brand-new appliances. Upstairs, a separate apartment offers a private kitchenette, full bathroom, sitting area, bedroom, and a cozy porch, making it ideal for guests or rental income. With its mix of historic charm and contemporary updates, this property is perfect for those seeking space, functionality, and a vibrant neighborhood lifestyle. Don't miss this rare find in one of Indianapolis's most walkable areas!
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Brick/Mortar
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,MicroHood,Gas Oven,Refrigerator,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Upper
- Area: 135
- Dimensions: 15x9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Attic Access,Hardwood Floors,Ceiling Fan(s),Eat-in Kitchen
- Flooring: Hardwood
- Attic: Access Only
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,002
- Total interior livable area: 2,002 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15x14
Living Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Master Bedroom
- Level: Main
- Area: 169
- Dimensions: 13x13
Property
Details
- Parcel number: 491112121114003101
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered
- Exterior features: Balcony
- Fencing: Fenced,Fence Complete
Lot
- Lot size: 2,178 sqft
- Features: Sidewalks
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $202 | $2,424 |
| Property Taxes | $453 | $5,436 |
| Electricity | $184 | $2,212 |
| Total | $2,229 | $26,748 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $274,900 |
| 2026-07-20 | Pending sale | $274,900 |
| 2026-07-16 | Listed for sale | $274,900 |
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