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312 Seabean St, Surfside Beach, TX, 77541

5beds
3baths
2,252sqft
$695,000
$309price/sqft
$5,168/moest. monthly cost
$206,720/yrincome needed

About This Home

Beautifully custom-built in 2022, this 5-bedroom, 3-bath home offers an elevated coastal design and a thoughtful reverse floor plan with all main living upstairs to capture sweeping views of the ship channel, beach, and Surfside Bridge. Start your mornings with sunrises over the Gulf, while enjoying the ocean breeze and sound of the waves. Light-filled spaces and clean finishes create a relaxed, refined feel throughout. Lovingly maintained as a private weekend home, it shows pride of ownership and is ready for its next owner. Tucked away, it offers a sense of retreat while still being a short golf cart ride to Jetty Park, the splash pad, surf shop, dining, and everyday conveniences. The fenced yard adds flexibility for outdoor enjoyment. Reach out to schedule your showing and see this one in person.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,252
  • Total interior livable area: 2,252 sqft

Property

Details

  • Parcel number: 78750364111

Features

  • Stories: 2
  • Has view: Yes
  • View description: Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water

Lot

  • Lot size: 5,248 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$395$4,740
Property Taxes $1,012$12,144
Electricity $247$2,967
Total$5,168$62,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,188/yr
40% on housing$155,040/yr
45% on housing$137,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$162
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$695,000

For Sale by Agent

AgentGrace Reutzel
BrokerageLand Shore Realty Group

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