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4484 Ilchester Rd, Ellicott City, MD, 21043

4beds
4baths
3,542sqft
$979,990
$277price/sqft
$6,540/moest. monthly cost
$261,600/yrincome needed

About This Home

Burkard homes Severn model offers an open floor plan. Gourmet kitchen opens up to spacious family room, A formal dining room or home office is included on first floor. Upstairs has four spacious bedrooms and 2 full baths. Basement is finished with large rec room full bath and den/bedroom. Home is well appointed with hardwood throughout first floor, gourmet kitchen with quartz counters and stainless steel appliances. Ready for immediate occupancy.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
9/10
Howard High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation,Slab
  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Concrete,CPVC/PVC,Frame,Rough-In Plumbing,Stick Built,Tile,Vinyl Siding

Other

  • Builder model: SEvern
  • Builder name: Burkard Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Oven,Range Hood,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished,Sump Pump,Windows,Rough Bath Plumb

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 96
  • Dimensions: 12 X 8

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Family Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 323
  • Dimensions: 17 X 19

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Chair Railings,Combination Kitchen/Dining,Crown Molding,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Door features: ENERGY STAR Qualified Doors,Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Screens
  • Flooring: Carpet
  • Finished area below ground: 758
  • Finished area above ground: 2,784

Heating & Cooling

  • Heating features: Forced Air,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,542
  • Total interior livable area: 3,542 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Flooring - Laminate Plank,Kitchen Island,Kitchen - Gas Cooking,Recessed Lighting,Pantry
  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Upper
  • Area: 77
  • Dimensions: 7 X 11

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 285
  • Dimensions: 19 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1401603787
  • Zoning: RED
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.27 Acres
  • Features: Adjoins - Open Space,Backs to Trees,Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$215$2,580
Property Taxes $919$11,028
Electricity $451$5,415
Total$6,540$78,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,228/yr
40% on housing$196,200/yr
45% on housing$174,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$253
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$999,990
2025-11-08Listing removed$999,990
2025-06-28Listed for sale$999,990

New Construction

AgentPaul Legnard
BrokerageThe Pinnacle Real Estate Co.

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