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564 White Oak Way, Monroe, GA, 30655

4beds
4baths
3,012sqft
$529,900
$176price/sqft
$3,389/moest. monthly cost
$135,560/yrincome needed

About This Home

Adorable, Like-New Craftsman Ranch in Sought-After Monroe Location! Less than four years old, this beautifully maintained 4-bedroom, 3.5-bath Craftsman ranch offers the perfect blend of charm, style, and functionality. Seller to Offer $10,000 Incentive (Closing Costs or Rate Buy Down!). A welcoming portico and double front doors create stunning curb appeal and invite you into a thoughtfully designed home filled with upscale finishes throughout. Inside, you’ll find hardwood floors throughout the main level, a spacious family room with fireplace and built-ins, elegant formal dining room, and timeless plantation shutters. The popular split-bedroom floor plan provides both comfort and privacy, while the open living spaces make everyday living and entertaining effortless. The kitchen is sure to impress with granite countertops, tile backsplash, stainless steel appliances, vent hood, 5-burner gas cooktop, double ovens, and a bright breakfast area. Just off the kitchen is a practical mud room with hooks and cubbies, along with a large tiled laundry room complete with utility sink. The owner’s suite on the main level is a private retreat featuring double doors leading into a spa-like bath with tiled floors, tiled shower, freestanding soaking tub, his-and-hers vanities, and a large walk-in closet. Two additional bedrooms are located on the main floor, while upstairs offers a spacious bonus room or 4th bedroom with its own full bath—ideal for guests, a teen suite, or home office. The 2-Car garage features 220 Volt plug to charge electric vehicles. Step outside to enjoy the all-weather screened-in back porch overlooking a peaceful wooded lot and aluminum-fenced backyard. The landscaping includes rubber mulch in all beds surrounding home, which aids in keeping insects, termites and snakes away and is colorfast for at least 10 years. Situated on a cul-de-sac lot, this home offers both privacy and convenience. Located close to several area golf courses, George Walton Academy, Downtown Monroe, shopping, and restaurants, this one truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
6/10
Youth Middle SchoolGrades 6-84.6 mi
6/10
Walnut Grove High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Self Cleaning Oven
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Built-in Features,Breakfast Area,Ceiling Fan(s),Double Vanity,Gourmet Kitchen,Garden Tub/Roman Tub,Main Level Primary,Pantry,Separate Shower
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,012 sqft

Property

Details

  • Parcel number: N076L00000023000
  • Zoning: R1
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch,Screened
  • Fencing: Wrought Iron,Yard Fenced
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.62 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$267$3,204
Property Taxes $151$1,812
Electricity $292$3,511
Total$3,389$40,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,194/yr
40% on housing$101,670/yr
45% on housing$90,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$165
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$519,900
2026-04-19Listed for sale$529,900
2026-04-15Listing removed$529,990
2026-02-08Price change$529,990
2025-12-14Listed for sale$549,990
2023-04-21Sold$492,500
2023-03-23Pending sale$499,000
2023-03-21Contingent$499,000
2022-10-22Price change$499,000
2022-09-17Listed for sale$519,000

For Sale by Agent

AgentKasey Prince
BrokerageKeller Williams Realty Atlanta

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