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109 Panther Loop, Mabank, TX, 75147

3beds
2baths
1,887sqft
$322,000
$171price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

Enjoy the lake life at Cedar Creek Lake and easy drive from Dallas or Tyler! You CAN have it all with this high-quality home offered at an affordable price! The thoughtfully designed plan of this home combines elegance with function & offers an efficient floor plan! The home has a true chef's kitchen with oversized island, extra counter & cabinet space, and an ENORMOUS walk-in pantry! Check out the stunning fireplace with one-of-a-kind custom live-edge mantle for cozy nights by the fire. Laundry will be a breeze in your big laundry room with hanging rods, folding counter and cabinetry. The home also features luxurious waterproof rigid core flooring that is easy-care and comes with a 50-year warranty! The owner's suite features a spacious bathroom with large walk-in shower and a roomy closet with built-ins. Easy-care, tilt windows provide an abundance of natural light. Plenty of room for pets and kids on this oversized lot with sprinkler system and fully fenced backyard. The covered patio provides the perfect place to relax and unwind at the end of your workday. The home comes with a full 1-2-10 year 3rd-party builder's warranty and the lot has been treated with foundation stabilizing soil injections to support long-term foundation stability! When quality counts, experience the difference in owning a home built by Home Sweet Homes, a division of Pope Co Custom Homes who has been building in Kaufman County for over 28 years! This solid family home has SO much to offer and is located in highly rated Mabank ISD! Escape the city and experience all that Cedar Creek Lake has to offer an easy drive from Dallas or Tyler. Come home to the lake and enjoy some of the finest fishing and boating activities the state has to offer! Ask us about buyer incentives currently available to buyers to help you purchase your brand new home!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
5/10
6/10
Mabank High SchoolGrades 9-120.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 1,887 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Granite Counters,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 218835

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Exterior features: Lighting
  • Fencing: Wood
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 7,840 sqft
  • Features: Back Yard,Lawn,Landscaped,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,628$19,536
Home Insurance *$251$3,012
Property Taxes $498$5,976
Electricity $238$2,859
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 75147$164
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75147
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$325,000
2026-01-20Listed for sale$334,900
2025-12-12Listing removed$335,500
2025-09-25Listed for sale$335,500
2025-09-22Listing removed$335,500
2025-09-06Price change$335,500
2025-03-21Listed for sale$336,000

New Construction

AgentColleen Howell
BrokerageHomeSmart

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