20746 Monte Carlo Rd, Lead, SD, 57754
About This Home
Contact listing agent Michael Warwick 605-641-2569 with Great Peaks Realty. Welcome to your private retreat in the Northern Hills—where contemporary comfort meets the rustic spirit of the Old West. Step inside and be captivated by floor-to-ceiling windows framing panoramic views of endless skies. Vaulted ceilings crown the expansive living area, while a stone-faced gas fireplace adds warmth and character for cozy nights in. The chef’s kitchen is designed for gathering and entertaining, featuring a large center island, abundant cabinetry, and sleek modern appliances. The primary suite is a serene escape with a tiled shower, large walk-in closet, and direct access to the deck. Upstairs, a loft overlooks the great room, creating a light-filled space ideal for reading or relaxing. Two spacious bedrooms share the level—one with a private deck offering tranquil views. The walkout lower level is built for leisure and hospitality, with a family room, wet bar, and patio access. Enjoy movie nights, game days, or unwind in the hot tub tucked beneath the stars. Two additional bedrooms and an oversized bathroom provide comfort for family and guests. Outside, a detached garage with a finished bonus suite and full bath offers flexible space for visitors, hobbies, or a home office. With five bedrooms, modern amenities, and craftsmanship that blends rugged style with mountain serenity, this home is the perfect balance of sophistication and adventure—just minutes from Lead, Deadwood, and the
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Poured Concrete Fd.
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Site Built
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Microwave,Range Hood
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 144
Bedroom3
- Level: Upper
- Area: 132
Bedroom4
- Level: Basement
- Area: 156
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 132
Features
- Vaulted Ceiling(s),Ceiling Fan(s),Granite Counters,Loft
- Window features: Sliders
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 1
- Fireplace features: One,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Refrig. C/Air
Interior Area
- Total structure area: 3,278
- Total interior livable area: 3,278 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 420
Master Bedroom
- Level: Main
- Area: 168
Property
Details
- Parcel number: 266820167808000
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch Covered,Open Deck,Covered Deck
- Exterior features: Lighting
- Has spa: Yes
- Spa features: Private
Lot
- Lot size: 2.37 Acres
- Features: Few Trees,Views,Rock,Trees
Parking
- Total spaces: 3
- Parking features: Three Car,Attached,Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Wildfire
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,074 | $84,888 |
| Home Insurance | $699 | $8,388 |
| Property Taxes | $1,246 | $14,952 |
| Electricity | $250 | $3,004 |
| Total | $9,269 | $111,228 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $1,399,000 |
| 2026-04-20 | Contingent | $1,399,000 |
| 2026-04-08 | Price change | $1,399,000 |
| 2025-12-31 | Price change | $1,475,000 |
| 2025-06-13 | Listed for sale | $1,595,000 |
| 2023-07-07 | Sold | $1,195,000 |
| 2023-05-23 | Contingent | $1,295,000 |
| 2023-04-27 | Listed for sale | $1,295,000 |
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