20820 Bellefish Rd, Lead, SD, 57754
About This Home
Listed by Alisha Godbey, NavX Realty 605-440-7350. Exceptional Black Hills vacation rental opportunity! Nestled on 2.89 private acres near Lead, this fully furnished, turnkey retreat offers modern mountain living with proven investment potential. Built in 2021, this beautifully maintained 4-bedroom, 2-bath home features approximately 1,550 square feet of living space and comfortably sleeps up to 11 guests. Professionally managed by Stay in the Black Hills, this successful, high-performing vacation rental offers a rare opportunity to acquire a fully operational Black Hills retreat with an established rental history, future bookings already in place, and a seamless transition for the next owner. The open-concept floor plan features soaring ceilings, abundant natural light, granite countertops, stainless steel appliances, an expansive peninsula with seating, and quality finishes throughout. The loft provides additional gathering and entertainment space, while the thoughtfully designed layout features two bedrooms on the main level and two upstairs, offering privacy and flexible accommodations for family and guests. After a day of exploring the Black Hills, relax on the covered deck, unwind in the hot tub, and enjoy the peaceful wooded setting that makes this area one of South Dakota's premier year-round destinations. Ideally located near Terry Peak Ski Area, snowmobiling and ATV trail systems, hiking, fishing, and the historic communities of Lead and Deadwood, this property o
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Site Built
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Electric Range Oven,Microwave,Washer,Dryer
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 121
Bedroom3
- Level: Upper
- Area: 132
Bedroom4
- Level: Upper
- Area: 121
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 65
Features
- Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Granite Counters,Loft
- Window features: Sliders,Vinyl,Window Coverings
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: None
Heating
- Heating features: Cove
Interior Area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 156
Master Bedroom
- Level: Main
- Area: 154
Property
Details
- Parcel number: 266940167700007
- Zoning description: Butte County Zoning: Non-AG,Lawrence County Zoning: Rural Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch Covered,Covered Patio,Covered Deck
- Has spa: Yes
- Spa features: Above Ground,Private
- Waterfront features: Creek Side
Lot
- Lot size: 2.89 Acres
- Features: Few Trees,Views,Rock,Trees
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,236 | $38,832 |
| Home Insurance | $320 | $3,840 |
| Property Taxes | $502 | $6,024 |
| Electricity | $146 | $1,755 |
| Total | $4,204 | $50,448 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $640,000 |
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