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1033 E Loyola Avenue, Visalia, CA, 93292

5beds
3baths
2,814sqft
$505,000
$179price/sqft
$3,694/moest. monthly cost
$147,760/yrincome needed

About This Home

Tucked within Visalia's desirable Diamond Oaks community, this beautifully curated 2022-built residence blends modern comfort with elevated everyday living. Offering 5 bedrooms, 3 bathrooms, and 2,814 sq ft, the home was thoughtfully designed with both functionality and style in mind. Inside, soft natural light fills the open-concept interior, highlighting clean architectural lines, warm wood-look flooring, and timeless neutral finishes. The kitchen serves as the heart of the home with quartz countertops, an oversized island, stainless steel appliances, generous pantry storage, and effortless flow into the dining and living spaces. A downstairs bedroom and full bathroom provide flexibility for guests, multigenerational living, or a private office retreat. Upstairs, a spacious loft creates the perfect secondary lounge, while the expansive primary suite offers a calming escape complete with dual vanities, a walk-in closet, and spa-inspired simplicity. Step outside to a beautifully finished backyard designed for effortless entertaining, featuring a custom covered patio, manicured landscaping, and an inviting space perfect for hosting gatherings, relaxing evenings, and enjoying indoor-outdoor living year-round. Located on the east side of Visalia just minutes from Sprouts, Costco, shopping, dining, and everyday conveniences, this home offers a refined balance of modern living and effortless accessibility.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Annie R. Mitchell SchoolGrades K-61.2 mi
3/10
Divisadero Middle SchoolGrades 7-82.1 mi
5/10
Mt. Whitney High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Pantry

Heating & Cooling

  • Heating features: Active Solar,Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,814 sqft

Property

Details

  • Parcel number: 126980013000

Features

  • Stories: 2
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 60 x 104

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Earthquake
Lightning

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$142$1,704
Property Taxes $396$4,752
Electricity $603$7,241
Total$3,694$44,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,651/yr
40% on housing$110,820/yr
45% on housing$98,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 93292$258
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93292$239
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$498,500
2026-06-08Price change$505,000
2026-05-15Listed for sale$539,900
2022-09-29Sold$394,990
2022-08-05Pending sale$448,990
2022-07-20Price change$448,990
2022-07-12Price change$458,990
2022-06-30Price change$460,990
2022-06-15Price change$472,990
2022-05-20Listed for sale$479,990

For Sale by Agent

AgentLaura Fernandez
BrokerageeXp Realty of California Inc

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