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14641 Spotted Horse Ln, Salado, TX, 76571

6beds
3baths
3,809sqft
$849,500
$223price/sqft
$6,310/moest. monthly cost
$252,400/yrincome needed

About This Home

BIG PRICE IMPROVEMENT ON THIS BEAUTIFUL HORSE PROPERTY ! Property is both very private and scenic and also very close to I-35 making for convenience to jumping on highway to get to Georgetown -Austin area. Property has 2 homes remodeled for the big family . Main home is 2200 sq ft and has 3 bed 2 bath with office and 2 car garage built in 1999. Home has lots of upgrades within the last 2yrs to include 5 ton HVAC and Solar Screens. 2nd home is what I like to call the Modern Farmhouse which is around 1600 sq ft and has 3/1 with a carport. Both homes have their separate utilities and septic tanks. **There was a 2 garage door shop/metal building (34x20) added to property in Dec** Enjoy a big piece of Texas while being extra close to downtown Salado . This property is beautiful and must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Salado Middle SchoolGrades 6-82.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Refrigerator,Some Electric Appliances
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • All Bedrooms Down,Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Home Office,Primary Downstairs,Main Level Primary,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Double Sided
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric,Multiple Heating Units
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total interior livable area: 3,809 sqft

Property

Details

  • Parcel number: 194680

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Ranch Fence,Wire
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 10.15 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,295$51,540
Home Insurance *$463$5,556
Property Taxes $1,134$13,608
Electricity $418$5,019
Total$6,310$75,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,342/yr
40% on housing$189,300/yr
45% on housing$168,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 76571$380
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76571$204
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$885,000
2026-04-03Price change$895,000
2026-03-09Price change$915,000
2025-11-13Price change$940,000
2025-10-09Price change$960,000
2025-09-17Price change$980,000
2025-08-23Price change$1,030,000
2025-08-07Price change$1,050,000
2025-07-29Listed for sale$1,100,000
2024-03-22Sold--
2024-02-01Pending sale$500,000
2024-01-12Listed for sale$500,000

For Sale by Agent

AgentDanny Archer
BrokerageDanny Archer Properties

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