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6243 Matagorda Rd, Belton, TX, 76513

3beds
2baths
1,413sqft
$279,999
$198price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

Welcome home to this beautifully designed 3-bedroom, 2-bathroom residence that blends modern comfort with effortless style. Thoughtfully crafted with an open-concept layout, this smart home features neutral finishes, abundant natural light, and low-maintenance LVP flooring throughout the main living areas. The kitchen shines with granite countertops, sleek cabinetry, and upgraded lighting that adds a touch of elegance to the space. The spacious backyard is fully fenced with a newly stained privacy fence, offering the perfect setting for outdoor relaxation, pets, or weekend gatherings. Located in the highly desirable Three Creeks Community, this home provides access to an impressive network of walking and biking trails, four river access points, and a convenient pavilion area for community events or quiet afternoons outdoors, complete with a brand-new playground area. You’ll also enjoy close proximity to shopping, dining, and local favorites like Chalk Ridge Falls and Stillhouse Lake. If you’d like more information or want to schedule a showing, please use ShowingTime.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
6/10
Belton High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding,Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Some Electric Appliances,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pull Down Attic Stairs,Recessed Lighting,Smart Home,Smart Thermostat,Walk-In Closet(s),Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Solid Surface Counters
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 1,413 sqft

Property

Details

  • Parcel number: 510014

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: Lake,River,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,River,Water
  • Waterbody name: River,Stillhouse Hollow Lake,Water Access,Woods

Lot

  • Lot size: 6,599 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$187$2,244
Property Taxes $341$4,092
Electricity $238$2,859
Total$2,181$26,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 76513$170
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76513$172
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Price change$279,999
2025-09-09Price change$282,500
2025-06-13Listed for sale$285,000

For Sale by Agent

AgentGimmie Drake
BrokerageMagnolia Realty Temple Belton

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