




6103 Salerno St, Temple, TX, 76502
About This Home
Discover luxury and tranquility in the Monte Carlo plan, a masterpiece boasting a thoughtfully designed layout and exquisite features. This home is a sanctuary for relaxation, offering 4 bedrooms, 2 bathrooms, a 2-car garage, and 2120 square feet of living space. The family room is a large open design with plenty of natural lighting, beamed ceilings, and an electric fireplace offering a perfect space to relax, unwind, and create lasting memories. The spa-Like Master Bath is the epitome of relaxation. This space is designed to elevate your daily routine with features that go beyond the ordinary. From the vaulted ceilings, natural light, opposing vanities, dual-entry walk-in shower, and elegant garden tub, you will find the ultimate spot for relaxing. His and Hers walk-in closets in the Master bedroom offer the ideal solution for ample storage. Additional features include Spray Foam Insulation, Wood-Look Ceramic Tile Flooring, Ceiling Fans, Granite Countertops, Custom Soft-Close Cabinets and Drawers, Gas Cooktop and Vent Hood, Built-In Oven and Microwave, Automatic Sprinkler System, and a Fully Sodded Yard with Landscaping. Bella Terra is convenient to schools, shopping, restaurants, and BSW Hospital. Residents will enjoy the use of the community playground and swimming pool that is now open just in time for Summer!
Getting Around
Schools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Masonry,Spray Foam Insulation
Other
- Builder name: Carothers Exec Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Oven,Plumbed For Ice Maker,Range Hood,Vented Exhaust Fan,Some Gas Appliances,Built-In Oven,Microwave
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Beamed Ceilings,Built-in Features,Ceiling Fan(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,His and Hers Closets,Multiple Closets,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Tub Shower,Vaulted Ceiling(s),Walk-In Closet(s),Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo
- Flooring: Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,120 sqft
Property
Details
- Parcel number: 506292
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: Community,In Ground
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,194 | $26,328 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $862 | $10,344 |
| Electricity | $238 | $2,859 |
| Total | $3,573 | $42,876 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-03 | Listed for sale | $434,000 |
