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215 Harvest Ridge Dr, Rockwall, TX, 75032

4beds
5baths
3,547sqft
$745,000
$210price/sqft
$5,454/moest. monthly cost
$218,160/yrincome needed

About This Home

**PRICED $55K BELOW APPRAISED VALUE. Back on market due to buyer default. Don't miss your chance to get this single-story home on 1.6 acres in Rockwall with major recent updates and 3,547 sq. ft. of living space. Located on a private corner lot, this property offers spacious open living areas, abundant natural light, and room to spread out both inside and out. Recent interior updates include oak hardwood floors, new carpet, fresh paint, and LED lighting throughout. The updated kitchen features quartz countertops, new stainless steel appliances, modern finishes, and a bar area, and opens to the main living spaces for easy entertaining. Additional improvements include new HVAC, two new hot water heaters, updates to the septic equipment, a smart sprinkler system, and an epoxy flake garage floor. With its single-story layout, updated interior, and 1.6-acre lot, this Rockwall property offers the space and privacy of country living while remaining convenient to nearby shopping, dining, and schools. Backyard ready for customization – seller offering fence allowance with acceptable offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Chandelier,Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Travertine
  • Number of fireplaces: 1
  • Fireplace features: Other,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,547 sqft

Living Room

  • Features: Built-in Features,Fireplace
  • Level: First
  • Dimensions: 13 x 12

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 000000051724

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.62 Acres
  • Features: Acreage,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$471$5,652
Property Taxes $827$9,924
Electricity $389$4,673
Total$5,454$65,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,994/yr
40% on housing$163,620/yr
45% on housing$145,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 75032$235
Rockwall County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 75032$198
Rockwall County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$745,000
2026-03-21Pending sale$745,000
2026-03-15Contingent$745,000
2026-03-06Listed for sale$745,000
2026-02-05Listing removed$779,000
2026-01-06Price change$779,000
2025-11-01Listed for sale$799,000
2025-08-29Sold--
2025-08-12Pending sale$516,700
2025-08-01Listed for sale$516,700
2024-07-17Sold--

For Sale by Agent

AgentClay Freed
BrokerageUltra Real Estate Services

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