45 Hall Ln, Clayton, GA, 30525
About This Home
Tucked away in the North Georgia mountains, this charming 1-bedroom, 1.5-bath home in Rabun County offers the perfect blend of cozy living and natural beauty. Enjoy peaceful mornings on the wrap-around porch overlooking the creek that runs through the property, or take in seasonal mountain views right from your own yard. Inside, you'll find warm, rustic finishes including tongue-and-groove pine flooring and wood ceilings, complemented by a functional layout. The kitchen features a breakfast area with a granite island, perfect for casual dining or entertaining. The spacious tile shower adds a touch of comfort, while the hall laundry keeps things convenient. A small attic provides additional storage space. Outside, the beautifully landscaped yard enhances the serene setting, and a storage building/shop offers extra versatility for hobbies or equipment. Located just minutes from downtown Clayton and within walking distance to Black Rock Mountain, this property is ideal for a full-time residence, weekend getaway, or investment opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern,Modern,Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Washer
- Laundry features: In Hall
Basement
- Basement: Crawl Space
Bedroom
- Features: Master on Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: None
Features
- High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet,Vaulted Ceiling(s)
- Window features: Double Pane Windows
- Flooring: Hardwood
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 720
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Kitchen
- Features: Breakfast Bar, Kitchen Island
Master Bathroom
- Features: None
Master Bedroom
- Features: Master on Main
- Level: Master on Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: MC01 023R
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Other,No Dock
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Trees/Woods
- Waterfront features: Creek
- Waterbody name: None
Lot
- Lot size: 0.44 Acres
- Features: Level,Other
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $433 | $5,196 |
| Electricity | $219 | $2,637 |
| Total | $2,697 | $32,364 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $399,900 |
View on Zillow