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509 Karn Pl, Brunswick, MD, 21716

5beds
5baths
4,733sqft
$822,500
$174price/sqft
$6,470/moest. monthly cost
$258,800/yrincome needed

About This Home

BIG PRICE IMPROVEMENT!! HURRY IN! Why wait to have a new home built when you can have better than new right now at a great deal!?! Built in 2023, this stunningly upgraded Richmond American Homes Presley model impresses from the moment you step into a DRAMATIC TWO-STORY FOYER featuring a WIDE OAK STAIRCASE. The open, flowing layout spans THREE FULLY FINISHED LEVELS with premium upgrades throughout, showcasing soaring NINE-FOOT CEILINGS and striking EIGHT-FOOT DOORS that frame the light-filled spaces beautifully. *** MAIN LEVEL HIGHLIGHTS include a LARGE PRIVATE OFFICE with classic French doors, perfect for working from home. At the heart of the home is a MASSIVE GOURMET KITCHEN featuring a central island, a convenient WALK-IN PANTRY and an adjacent morning room that transitions seamlessly into a comfortable family room anchored by a sleek COSMO FIREPLACE. Indoor comfort effortlessly extends outside to a welcoming front porch and a TOP-OF-THE-LINE DECK overlooking a level yard. *** UPSTAIRS, you will find four expansive bedrooms and three full bathrooms. The SPACIOUS PRIMARY SUITE serves as a true private sanctuary, featuring a massive walk-in closet and a luxury bathroom boasting a ROMAN SHOWER complete with DOUBLE SHOWER HEADS and built-in seating. *** THE FINISHED WALKOUT BASEMENT expands your options with a 5TH BEDROOM, a 4TH FULL BATHROOM, and TWO ADDITIONAL FINISHED BONUS ROOMS ideal for a home gym, hobbies, or a media center, opening directly to a LOWER PATIO. *** One of the home’s standout features, UNMATCHED STORAGE is yours with a RARE 3-CAR GARAGE featuring a dedicated EXTRA EQUIPMENT BAY. *** The resort-style lifestyle of Brunswick Crossing features a community center, pool, tennis courts, trails, and a dog park. This particular property enjoys a prime location with a WALKABLE COMMUTE directly to Brunswick Elementary School, while commuters will love the proximity to the MARC TRAIN for a stress-free ride into D.C., plus easy access to Dulles Airport and nearby recreation along the scenic C&O CANAL. *** Welcome to luxury living in the highly sought-after Brunswick Crossing community! Offering the space, upgrades, and lifestyle today’s buyers are looking for—without the wait for new construction—this move-in-ready home is an exceptional opportunity in Brunswick Crossing. Don't miss the virtual tour and floor plan!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
5/10
Brunswick Middle SchoolGrades 6-81.6 mi
6/10
Brunswick High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Excellent,Very Good
  • Year built: 2023

Materials

  • Foundation: Active Radon Mitigation,Concrete Perimeter,Permanent
  • Roof: Architectural Shingle
  • Construction materials: Asphalt,Blown-In Insulation,CPVC/PVC,Combination,Concrete,Frame,Glass,Masonry,Stone,Vinyl Siding

Other

  • Builder model: The Presley
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Water Dispenser,Gas Water Heater,Tankless Water Heater
  • Laundry features: Upper Level,Washer/Dryer Hookups Only

Basement

  • Area: 1412

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Heated,Improved,Interior Entry,Sump Pump,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Stall Shower,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,Dry Wall
  • Door features: French Doors,Six Panel,Sliding Glass
  • Window features: Low Emissivity Windows,Screens
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,387
  • Finished area above ground: 3,346

Heating & Cooling

  • Heating features: Humidity Control,Programmable Thermostat,Zoned,Forced Air,Natural Gas
  • Cooling features: Central Air,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 4,758
  • Total interior livable area: 4,733 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 1125603865
  • Zoning: PUD
  • Zoning description: Residential within mixed-use planned unit development
  • Special condition: Standard
  • Exclusions: None.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Porch,Patio
  • Exterior features: Lighting,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Garden,Scenic Vista,Street

Lot

  • Lot size: 8,483 sqft

Parking

  • Total spaces: 5
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,159$49,908
Home Insurance *$293$3,516
Property Taxes $1,415$16,980
Electricity $603$7,236
Total$6,470$77,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,828/yr
40% on housing$194,100/yr
45% on housing$172,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 21716$184
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21716$173
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$822,500
2026-06-19Listed for sale$845,000
2023-01-11Sold$760,879
2022-07-14Sold$131,712
2022-07-08Pending sale$731,744
2022-05-20Price change$731,744
2022-05-05Price change$764,797
2022-04-29Price change$756,716
2022-03-30Listed for sale$755,423

For Sale by Agent

AgentEsther Caulton
BrokeragePotomac View Realty, LLC

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