




2694 Marsh Elder Rd, Cambridge, MD, 21613
About This Home
*OFFERING UP TO 12K IN CLOSING COST ASSISTANCE WITH USE OF APPROVED LENDER AND TITLE**Model Home Available - One Year Lease and Month to Month After** Contact Showing Contact for more details** The St. Kitts features three bedrooms with the primary suite on the main level and a guest bedroom. Complete with a beautiful chef’s kitchen, a spacious breakfast area, and family room. This home features an expanded screen porch with an outdoor stone fireplace, perfect for entertaining outdoors. Upstairs you will find a spacious loft along with a bedroom and full bath. This model has all the bells and whistles, don’t don’t miss the opportunity for this investment!
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Stone
Other
- Builder model: ST KITTS
- Builder name: DRB Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s),Cooktop,Oven,Washer,Dryer,Tankless Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Features
- Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Walk-In Closet(s),Entry Level Bedroom
- Number of fireplaces: 1
- Fireplace features: Stone,Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,675
Heating & Cooling
- Heating features: Programmable Thermostat,Forced Air,Natural Gas
- Cooling features: Central Air,Programmable Thermostat,Electric
Interior Area
- Total structure area: 2,675
- Total interior livable area: 2,675 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: AC-RR-C
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Screened,Porch
Lot
- Lot size: 7,840 sqft
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,337 | $40,044 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $1,041 | $12,492 |
| Electricity | $340 | $4,089 |
| Total | $5,064 | $60,768 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $659,990 |
| 2026-03-13 | Price change | $669,990 |
| 2026-02-12 | Price change | $679,990 |
| 2025-05-21 | Price change | $699,990 |
| 2025-03-19 | Listed for sale | $739,990 |
