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2713 Marsh Elder Rd, Cambridge, MD, 21613

3beds
3baths
2,256sqft
$529,990
$235price/sqft
$4,080/moest. monthly cost
$163,200/yrincome needed

About This Home

*OFFERING UP TO 12K IN CLOSING COST ASSISTANCE WITH USE OF APPROVED LENDER AND TITLE* MOVE-IN READY! Where the golf course meets luxury—welcome to the Latitude. This stunning two-story home offers true main-level living with three bedrooms on the first floor, along with beautiful vaulted ceilings in the family room, kitchen, and foyer. The open-concept design features a spacious primary suite complete with a Roman shower and built-in shower seat. In the family room, enjoy the ambiance of your two-sided gas fireplace, which also warms the extended lanai featuring a gorgeous stone surround. Whether relaxing indoors or entertaining outside, you’ll appreciate the seamless comfort and charm this home provides. Perfectly positioned with beautiful golf course views, the Latitude delivers exceptional style, convenience, and luxury living at its finest.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

2/10
Maple Elementary SchoolGrades PK-52.6 mi
2/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Other

  • Builder model: LATITUDE
  • Builder name: DRB Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s),Cooktop,Oven,Tankless Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Combination Kitchen/Dining,Combination Kitchen/Living,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Walk-In Closet(s),Entry Level Bedroom,Breakfast Area
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,256

Heating & Cooling

  • Heating features: Programmable Thermostat,Forced Air,Natural Gas
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007286846
  • Zoning: AC-RR-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Screened,Porch

Lot

  • Lot size: 8,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$278$3,336
Property Taxes $836$10,032
Electricity $287$3,449
Total$4,080$48,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,885/yr
40% on housing$122,400/yr
45% on housing$108,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$152
Dorchester County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$529,990
2026-07-21Price change$529,990
2026-06-18Price change$539,990
2026-05-27Price change$549,990
2026-04-22Price change$569,990
2026-03-13Price change$589,990
2026-03-10Listed for sale$599,990

New Construction

AgentChaquia Thomas
BrokerageDRB Group Realty, LLC

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