9 Fay Jones Ln, Black Mountain, NC, 28711
About This Home
Nestled in the heart of Jacobs Cottages, this charming home is located within a true storybook setting that captures the beauty and tranquility of mountain living. Begin your mornings with coffee on the deck, where peaceful mountain vistas create the perfect backdrop for the day ahead. Watch the frolicking birds: goldfinches, bluebirds, chickadees and more. Enjoy the ease of a walkable lifestyle—just a short stroll to the Black Mountain YMCA or nearby pickleball courts for recreation, and in the evening, wander over to Cheshire Village to dine in inviting restaurants and explore its specialty grocery store. Magnificent hiking trails are just a short drive away. The home offers thoughtful care and convenience throughout with a low-maintenance yard that is enhanced by beautiful native plantings, while trees were professionally pruned by an arborist in 2026. The exterior was freshly painted in 2026, and the roof was inspected with exhaust boots replaced in 2025. A termite bond is also in place, providing added peace of mind. All window treatments convey.This is a rare opportunity to experience the charm, comfort, and community of Jacobs Cottages—where every day feels a little more inspired.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Washer/Dryer,Wine Refrigerator
- Laundry features: In Garage
Bathroom Full
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Area
- Level: Upper
Features
- Finished area below ground: 0
- Finished area above ground: 822
Flex Space
- Level: Main
Great Room
- Level: Upper
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 822
- Total interior livable area: 822 sqft
Kitchen
- Level: Upper
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 061839886400000
- Zoning: TND
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.04 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,084 | $37,008 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $450 | $5,400 |
| Electricity | $200 | $2,405 |
| Total | $3,903 | $46,836 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $610,000 |
| 2024-04-01 | Sold | $565,000 |
| 2024-02-08 | Listed for sale | $575,000 |
| 2024-01-15 | Listing removed | -- |
| 2023-11-19 | Price change | $3,000 |
| 2023-11-13 | Listed for rent | $3,200 |
| 2022-04-22 | Sold | $519,000 |
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