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9553 Karr Dr, Brainerd, MN, 56401

1beds
1baths
364sqft
$224,900
$618price/sqft
$1,577/moest. monthly cost
$63,080/yrincome needed

About This Home

Beautiful Mississippi River Tiny House for Sale in Brainerd, MN! Enjoy your own beautiful retreat, less than two hours from the Twin Cities. This 14X32 (including the front porch) Tiny House sits on a .51-acre lot with 100’ of beautiful Mississippi River frontage right in the heart of Brainerd. You can fish or canoe right off your shore or enjoy a campfire. There’s shopping, restaurants and the Gull Lake Chain of Lakes only minutes away. Just completed, this tiny house features one bedroom and a 3/4 bathroom. All brand-new appliances and sink - Energy Star Retro Bottom Freezer Refrigerator Frigidaire Electric Range Energy Star Dishwasher Farmhouse Stainless Steel kitchen sink with spring neck faucet & workstation Butcherblock countertops The walls are insulated (3 season) with nice shiplap and a beautiful dark paneled ceiling. There’s a Fogatti Natural Gas On Demand Tankless Water Heater (Outdoor), a Senville LETO Mini Split Air Conditioner/Heater (gas) and electric baseboard heating just in case. The well and septic holding tanks were both installed in 2023. Unknown when shed was originally built. New 10X20 storage shed!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
7/10
Forestview Middle SchoolGrades 5-86.9 mi
9/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Piers
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 364 sqft

Property

Details

  • Parcel number: 99030530

Features

  • Exterior features: Wood products
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 4
  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$171$2,052
Property Taxes $99$1,188
Electricity $170$2,050
Total$1,577$18,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,068/yr
40% on housing$47,310/yr
45% on housing$42,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$618This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$212
Crow Wing County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$224,900
2025-11-07Listing removed$175,900
2025-10-06Price change$175,900
2025-08-09Listed for sale$179,900

For Sale by Owner

AgentProperty Owner

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