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2517 M St, Richmond, VA, 23223

4beds
5baths
3,350sqft
$949,950
$284price/sqft
$6,463/moest. monthly cost
$258,520/yrincome needed

About This Home

Located in the heart of Church Hill, 2517 M St is under construction now and there’s plenty of time to make your own selections! Inside, the main level will feature 10-foot ceilings, hardwood floors, recessed lighting, and carefully curated finishes throughout. The open-concept living and dining spaces will flow right into a stunning kitchen designed offering soft-close dovetail cabinetry, Quartz counters, high-end appliances with gas cooking and a microwave drawer, a large island with pendant lighting, and a walk-in pantry with wood shelving. Expansive sliding glass doors will fill the space with natural light and open directly onto the spacious rear deck, creating an ideal indoor-outdoor connection. A designer powder room with a stylish vanity will complete the first floor. The second level will offer two true primary suites, each designed to provide comfort and privacy. The rear suite will feature dual closets and a beautifully finished ensuite bath, while the front suite will boast an oversized walk-in closet and a luxurious bath with a double sink vanity and a frameless glass tiled shower. The third floor will add even more versatility with a bright secondary living area complete with a custom wet bar and oversized sliding doors leading to a rooftop-style terrace with sweeping city views. This level will also include an additional primary suite with a generous closet and an elegant ensuite bath featuring a double vanity and a frameless glass walk-in shower. One of the home’s standout features will be the finished basement, offering tall ceilings, recessed lighting, and a full bath with modern finishes. Whether used as a media room, guest suite, home gym, or additional bedroom, the space will offer exceptional flexibility. Rounding out the property will be a rare two-car garage equipped with its own electrical panel and EV charger — an uncommon convenience in Church Hill. All of this is just steps from some of Richmond’s best restaurants, parks, and neighborhood favorites.

Getting Around

86
WalkingVery Walkable
47
TransitSome Transit
72
BikeVery Bikeable

Schools

3/10
2/10
Armstrong High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal,Rubber
  • Construction materials: Brick,Drywall,Frame,HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Architectural style: Custom,Row House
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Microwave,Oven,Refrigerator,Range Hood,Stove,Tankless Water Heater
  • Laundry features: Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Door features: Insulated Doors,Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile,Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 899
  • Finished area above ground: 2,451

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Multi-Fuel,Zoned
  • Cooling features: Electric,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,350 sqft

Other

  • Level: Basement

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: E0000382047
  • Attached to another structure: Yes
  • Zoning description: R-63
  • Special condition: Corporate Listing

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Balcony,Front Porch,Deck,Porch
  • Exterior features: Deck,Lighting,Porch
  • Fencing: Back Yard,Fenced,Privacy
  • Topography of land: Level

Lot

  • Lot size: 2,117 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage Door Opener,Off Street,Two Spaces,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$389$4,668
Property Taxes $949$11,388
Electricity $322$3,872
Total$6,463$77,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,588/yr
40% on housing$193,890/yr
45% on housing$172,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 23223$174
Richmond City$217

vs Homes Sold Last Month

Median $/sqft

ZIP 23223$219
Richmond City$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$949,950

New Construction

AgentErnie Chamberlain
BrokerageHometown Realty

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