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15 Castle St #9, East Greenwich, RI, 02818

4beds
4baths
2,856sqft
$1,100,000
$385price/sqft
$7,829/moest. monthly cost
$313,160/yrincome needed

About This Home

One-of-a-kind opportunity to own a near new, standalone luxury townhome in the heart of the Waterfront Hill and Harbor District known as Ropewalk Hill. Very Unique in that it is unattached and has a completely separate one bedroom in-law or aupair suite with a separate entrance that offers the 4th bed and third full bath. Designer finishes accent the open floorplan with great flow and use flexibility. The first-floor primary suite is currently being used by the seller as a family room and two upstairs bedrooms are both very sizable, (one used currently as an office). There are partial water views of Greenwich Bay, fabulous stone walls and accents, farmers porch, plantation shutters, wide board flooring, coffered ceilings, multiple walk-in closets, high end appliances, and more. Castle Street Cottages are a unique and a Nationally award-winning development that has a unique common use facility for outdoor dining and entertainment that includes a bar area, fireplace, pizza oven, grills, lobster boiler, sinks, beverage refrigeration and more. The walkout lower level offers the flexibility of guest space, family use, or rental. (Short term rentals restricted in Association rules.)

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
James H. Eldredge SchoolGrades 3-50.5 mi
9/10
10/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Clapboard,Other Siding,Shingles

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Bedroom(s),Family Room,Living Room,Storage Space,Utility

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Plumbing (PVC),Insulation (Cap),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 917
  • Finished area above ground: 1,939

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,939
  • Total interior livable area: 2,856 sqft

Property

Details

  • Parcel number: EGREM085B001L118U0009

Features

  • Stories: 3
  • Entry location: First Floor Access
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Features: Local Historic District,Paved,Sidewalks,Sprinklers

Parking

  • Total spaces: 2
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$403$4,836
Property Taxes $1,283$15,396
Electricity $581$6,979
Total$7,829$93,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,422/yr
40% on housing$234,870/yr
45% on housing$208,773/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 02818$359
Kent County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 02818$278
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$1,100,000
2026-07-23Price change$1,100,000
2026-06-08Listed for sale$1,200,000
2023-10-18Sold$915,000
2023-10-17Pending sale$949,900
2023-09-29Contingent$949,900
2023-08-30Price change$949,900
2023-07-27Listed for sale$989,900
2023-07-26Listing removed--
2023-06-10Price change$989,000
2023-04-24Listed for sale$1,000,000
2022-06-21Listing removed--
2022-04-29Listed for sale$1,000,000
2022-04-03Listing removed--
2022-02-02Listed for sale$999,000
2022-02-01Listing removed--
2021-11-04Listed for sale$989,000
2021-07-29Sold$200,000

For Sale by Agent

AgentAllen Gammons
BrokerageBHHS Commonwealth Real Estate

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