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20606 SE Slate Ave, Bend, OR, 97702

4beds
3baths
2,146sqft
$595,000
$277price/sqft
$4,173/moest. monthly cost
$166,920/yrincome needed

About This Home

This inviting home features a bright and open great room, creating a functional and welcoming space perfect for entertaining. Lightly lived in, this 4 bd, 2.5 bth home with a spacious kitchen as a true centerpiece, showcasing a generous quartz island, full time backsplash, and stainless-steel appliances- all overlooking a stunning stone fireplace with a wood mantel. The impressive primary suite includes a 10ft coffered ceiling, a stylish soaking tub, tiled shower, and a large primary closet. Outside, enjoy a private covered patio with extended concrete and a low-maintenance, fenced backyard. Residents of this community have access to over 6 acres of forested parkland with scenic walking trails that connect to a community pool. Additional upgrades include air conditioning and custom blinds throughout. Some photos virtually staged to offer design ideas.

Getting Around

38
WalkingCar-Dependent
23
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Bend Senior High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Open Floorplan,Pantry,Stone Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,146
  • Total interior livable area: 2,146 sqft

Property

Details

  • Parcel number: 285226
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch,Rear Porch
  • Exterior features: Courtyard
  • Fencing: Fenced

Lot

  • Lot size: 3,484 sqft
  • Features: Landscaped,Native Plants

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$115$1,380
Property Taxes $856$10,272
Electricity $194$2,337
Total$4,173$50,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,074/yr
40% on housing$125,190/yr
45% on housing$111,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$421
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$609,000
2026-02-02Listed for sale$614,900
2025-12-19Listing removed$619,900
2025-12-15Listing removed$3,100
2025-12-10Price change$619,900
2025-12-04Listed for rent$3,100
2025-12-04Listing removed$3,100
2025-11-24Price change$625,000
2025-11-05Listed for rent$3,100
2025-10-21Listed for sale$629,900
2025-10-14Listing removed$3,500
2025-09-15Listed for rent$3,500
2023-06-05Sold$628,983

For Sale by Agent

AgentMarta Boelens
BrokerageCascade Hasson SIR

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