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2913 Matthews Indian Trail Rd, Matthews, NC, 28104

4beds
4baths
2,138sqft
$415,000
$194price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

Tucked into the desirable Bailey Mills community just one block from Hwy 74 and less than ½ mile to I-485, this end-unit Serenade E model offers the perfect balance of convenience, privacy, and natural light. Featuring 2,139 square feet, four bedrooms, and 3.5 baths, the home opens into a bright, airy living space filled with windows and clean, modern finishes, with an open-concept layout that creates an easy flow between the living, dining, and kitchen areas, making everyday living and entertaining feel effortless. The kitchen is a true focal point, featuring quartz countertops, crisp white cabinetry with crown moulding, upgraded hardware, a striking navy island with bar seating, under cabinet lighting, tile backsplash, and a stainless steel appliance package including a French door refrigerator. Upstairs, the primary suite feels like a retreat with a tray ceiling, abundant natural light, and a well-appointed bath with dual vanities and a framed glass shower, while Luxury Vinyl Plank flooring in the main living areas and upgraded carpet with enhanced pad in the bedrooms add both durability and comfort. The lower level offers a flexible 1-bedroom basement layout, ideal for guests, a home office, or additional living space, and the extended covered outdoor living area with a stone fireplace wall creates a true extension of the home, perfect for relaxing or entertaining year-round. This home delivers the low-maintenance lifestyle buyers want with the space, finishes, and feel of a single-family home, all in a highly convenient location, just minutes from Downtown Matthews with its local restaurants, shops, and farmers market, as well as nearby destinations including Extreme Ice Center and Carolina Courts. Outdoor enthusiasts will appreciate close proximity to Crooked Creek Park, Chestnut Square Park, Colonel Francis Beatty Park, and Stallings Municipal Park, along with access to greenway trails and the Brace Family YMCA, with easy access to Uptown Charlotte for work, entertainment, and nightlife.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
3/10
Sun Valley Middle SchoolGrades 6-84.4 mi
5/10
Sun Valley High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Serenade E
  • Builder name: Ryan

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Outside,Porch
  • Finished area below ground: 0
  • Finished area above ground: 2,138

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,138
  • Total interior livable area: 2,138 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07102372
  • Zoning: R-20 MF
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Covered,Rear Porch

Lot

  • Lot size: 0.06 Acres
  • Features: End Unit
  • Lot size dimensions: 27 x 89 x 28 x 88

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Rear,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$113$1,356
Property Taxes $189$2,268
Electricity $200$2,405
Total$2,600$31,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$245
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$415,000
2026-04-17Listed for sale$425,000
2024-04-08Sold$411,000

For Sale by Agent

AgentGeorge Karres
BrokerageRE/MAX Executive

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