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345 Highland Dr, Jamestown, RI, 02835

3beds
2baths
1,867sqft
$2,800,000
$1,500price/sqft
$16,948/moest. monthly cost
$677,920/yrincome needed

About This Home

Nestled in one of Jamestown’s most coveted neighborhoods, this enchanting stone carriage house offers a rare opportunity to enjoy privacy, coastal beauty, and village convenience in an extraordinary setting. Situated on .65 acres and directly bordering the protected 65-acre Fort Wetherill preserve, the property enjoys a peeks of water, lush natural surroundings, and direct access to scenic coastal walking trails just beyond your backyard. Inside, a bright and inviting open floor plan seamlessly connects the dining area, kitchen with breakfast bar, living room, and family room—creating an ideal space for both everyday living and entertaining. The home features three comfortable bedrooms, two full baths, work out room/den and an attached garage, blending charm and functionality throughout. Step outside to a spacious, private terrace overlooking beautifully landscaped gardens, where you can relax, dine al fresco, or simply take in the peaceful surroundings. Mature trees, coastal breezes, and protected open space create a tranquil retreat that feels worlds away, yet you're only a short stroll from Jamestown’s vibrant downtown, marina, waterfront, shops, restaurants, and community amenities. Offering a unique combination of historic character, natural beauty, and an unparalleled location, this exceptional property captures the very best of island living. Whether you're seeking a year-round residence or a coastal getaway, this is a truly special home.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
Jamestown School-LawnGrades 5-81.4 mi
7/10
Jamestown School-MelroseGrades PK-41.5 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Slab
  • Construction materials: Dry Wall,Plaster,Brick,Masonry,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Oven/Range,Refrigerator,Washer

Basement

  • Basement: None

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster),Cathedral Ceiling(s),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Window features: Storm Window(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,867

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 1,867
  • Total interior livable area: 1,867 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Recreation Room

  • Level: First

Property

Details

  • Parcel number: JAMEM10L99
  • Zoning: r80

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 0.65 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,158$169,896
Home Insurance *$1,164$13,968
Property Taxes $1,237$14,844
Electricity $389$4,675
Total$16,948$203,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$581,074/yr
40% on housing$508,440/yr
45% on housing$451,946/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,500This listing

vs Other Active Listings

Avg $/sqft

ZIP 02835$571
Newport County$540

vs Homes Sold Last Month

Median $/sqft

ZIP 02835$544
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$2,800,000
2025-04-19Listing removed$2,800,000
2025-03-12Listed for sale$2,800,000

For Sale by Agent

AgentGrace Cimo McCluskey
BrokerageGustave White Sotheby's Realty

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