438 W Kinne St, Ellsworth, WI, 54011
About This Home
This charming 4-Bedroom, 3-Bath Home offers the perfect blend of comfortable living and income-producing opportunity!! Inside, you’ll find warm, well-kept spaces filled with natural light—from the welcoming living areas to the nicely updated Kitchen and spacious Upper Level Bedrooms. New LVP flooring on Main Level as well as new carpet on Upper Level. Roof, Siding, Soffit & Facia was replaced in 2018. The property sits on a beautiful corner lot with mature trees & 3 Car Detached Heated Garage. What truly sets it apart is the established greenhouse operation: multiple high-quality structures, organized work areas, and thriving plant displays that create a turnkey business environment right at home! Whether you’re looking for a serene homestead or a chance to run your own Greenhouse Business, this property delivers a rare combination of lifestyle, space, and potential!!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Upper
- Area: 182
- Dimensions: 14x13
Bedroom2
- Level: Upper
- Area: 108
- Dimensions: 12x9
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Upper
- Area: 117
- Dimensions: 13x9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
- Area: 144
- Dimensions: 12x12
Dining Room
- Level: Main
- Area: 182
- Dimensions: 14x13
Family Room
- Level: Main
- Area: 228
- Dimensions: 19x12
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,908
Foyer
- Level: Main
- Area: 84
- Dimensions: 12x7
Heating & Cooling
- Heating features: Boiler
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,452
- Total interior livable area: 3,452 sqft
Kitchen
- Level: Main
- Area: 195
- Dimensions: 15x13
Laundry
- Level: Main
- Area: 130
- Dimensions: 13x10
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Office
- Level: Main
- Area: 270
- Dimensions: 18x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 121010430700
- Zoning description: Business/Commercial,Residential-Single Family
- Foundation area: 544
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 0.34 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: .343 Acres
Parking
- Total spaces: 3
- Parking features: Detached Garage,Concrete,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $641 | $7,692 |
| Electricity | $324 | $3,892 |
| Total | $3,577 | $42,924 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $499,900 |
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