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101 Spanish Cove Dr, Ocean Springs, MS, 39564

5beds
3baths
3,170sqft
$529,500
$167price/sqft
$3,966/moest. monthly cost
$158,640/yrincome needed

About This Home

Welcome to 101 Spanish Cove Drive, where luxury, comfort ample space, and coastal charm come together in one of Ocean Springs' most sought-after communities. Formerly the builder's model home in 2020, this exceptional residence showcases premium upgrades, designer finishes, and thoughtful craftsmanship throughout. From the moment you arrive, you'll appreciate the attention to detail. Step through the stunning custom iron front door into an inviting open-concept floor plan featuring soaring ceilings, triple crown molding, luxury vinyl plank flooring, contemporary lighting, custom window treatments, and a beautifully designed living room complete with built-in cabinetry and a sleek electric fireplace that serves as the centerpiece of the home. The gourmet kitchen is truly a chef's dream, boasting quartz countertops, custom cabinetry, a farmhouse sink, gas cooktop with pot filler, oversized center island with breakfast bar seating, and abundant workspace—perfect for everything from casual family meals to entertaining guests. The thoughtfully designed split floor plan offers the primary suite and two guest bedrooms on the main level, creating both privacy and convenience. The spacious owner's retreat provides plenty of room for a sitting area and leads into a spa-inspired ensuite featuring dual vanities, a luxurious walk-in tiled shower, a relaxing soaking tub, and one of the home's most desirable features—a massive walk-in closet with direct access to the laundry room, making everyday living effortless. Need more room? This home delivers! Upstairs you'll discover an expansive second living area, two additional guest bedrooms, a full bathroom, and a versatile bonus room that can easily serve as a home office, fitness room, media room, playroom, craft room, or even a sixth bedroom if desired. Step outside to a backyard that's perfectly sized for today's busy lifestyle. Enjoy enough green space for children, pets, gardening, or gathering around a firepit without the upkeep of an oversized yard. The outdoor living area is ready for entertaining with a built-in outdoor kitchen featuring a grill and sink, while the fully fenced backyard provides privacy and peace of mind. Additional features include a two-car garage, gutters, energy-efficient construction, and countless custom upgrades that make this home truly stand out from the rest. Located just minutes from downtown Ocean Springs, award-winning schools, beautiful Gulf Coast beaches, boating, shopping, dining, entertainment, Interstate 10, Keesler Air Force Base, Ingalls Shipbuilding, and the VA Medical Center, this home offers the perfect combination of luxury, convenience, and coastal living. If you've been searching for a move-in-ready home with designer finishes, exceptional living space, and an unbeatable location, 101 Spanish Cove Drive is the one you've been waiting for. Schedule your private showing today!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
Ocean Springs High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Smart Home,Soaking Tub,Stone Counters,Walk-In Closet(s),Breakfast Bar
  • Door features: Dead Bolt Lock(s),Metal Insulated
  • Window features: Double Pane Windows,Screens,Shutters
  • Flooring: Vinyl,Carpet,Ceramic Tile
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,170
  • Total interior livable area: 3,170 sqft

Property

Details

  • Parcel number: 61500001.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Private Yard
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Landscaped
  • Lot size dimensions: 60 x 141 x 70 x 118

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Inside Entrance,Lighted,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,677$32,124
Home Insurance *$700$8,400
Property Taxes $295$3,540
Electricity $294$3,537
Total$3,966$47,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,977/yr
40% on housing$118,980/yr
45% on housing$105,760/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$529,500
2023-12-06Sold--
2023-11-30Pending sale$539,900
2023-11-28Price change$539,900
2023-09-15Listed for sale$549,999
2023-09-04Listing removed--
2023-08-27Price change$549,999
2023-08-11Listed for sale$559,000

For Sale by Agent

AgentJonathan D Griffin
BrokerageKeller Williams

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