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1996 Elevate Way, Chula Vista, CA, 91915

2beds
3baths
1,215sqft
$595,000
$490price/sqft
$4,440/moest. monthly cost
$177,600/yrincome needed

About This Home

Welcome to 1996 Elevate Way, a newly constructed & turnkey townhome! This beautifully designed end-unit townhome offers 2 bedrooms, 2.5 bathrooms, enhanced privacy, and an abundance of natural light throughout. The open-concept floor plan features an entertainer's kitchen with ample counter space & upgraded hardware perfect for everyday living, while the inviting living room provides the ideal space to relax and unwind! Enjoy the convenience of an attached 2-car garage with epoxy flooring and a prime location just steps from community parks and within walking distance to Otay Ranch Town Center, offering shopping, dining, and entertainment at your fingertips. Residents also enjoy resort-style HOA amenities, including a pool, spa, playground, BBQ area, and fire pits. Combining modern design, comfort, and an unbeatable location, this home is an exceptional opportunity to live in one of Eastlake's premier communities!

Getting Around

42
WalkingCar-Dependent
32
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

9/10
6/10
Eastlake Middle SchoolGrades 7-82.9 mi
9/10
Olympian High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 6430652164

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$111$1,332
Property Taxes $923$11,076
Electricity $398$4,786
Total$4,440$53,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,228/yr
40% on housing$133,200/yr
45% on housing$118,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 91915$397
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91915$449
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$595,000
2026-08-11Listing removed$595,000
2026-07-27Price change$595,000
2026-07-05Listed for sale$615,000

For Sale by Agent

AgentAllen Ladrillono
BrokerageColdwell Banker Realty

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