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13892 Rea Ave, Harbert, MI, 49115

4beds
4baths
3,000sqft
$1,895,000
$632price/sqft
$13,038/moest. monthly cost
$521,520/yrincome needed

About This Home

An extraordinary modern retreat in the heart of Harbor Country, this architecturally striking residence blends refined design, curated interiors, and effortless indoor-outdoor living. Designed by UrbanLab Architects, the 4-bedroom, 4-bath home is centered around a private courtyard oasis featuring a gunite pool, 8-person hot tub, fire pit, and beautifully landscaped grounds. Large windows and oversized sliding doors flood the home with natural light while framing serene views from nearly every room. The main living area is anchored by a stunning kitchen with custom terrazzo counters, premium appliances, and a large island with bar seating. A dining area with seating for 10 and a comfortable lounge open directly to the courtyard. Built-ins, radiant heated concrete floors, custom lighting, and a sleek gas fireplace complete the space. The thoughtfully designed multi-wing layout offers exceptional privacy, with four ensuite bedrooms positioned to each overlook the courtyard. Three bathrooms feature walk-in showers, while the fourth includes a soaking tub. A custom-built triple bunk room adds a fun and functional touch. A quiet den with expansive windows offers a perfect space for work, relaxation, or games. Additional amenities include a three-sided screened porch with second fireplace, outdoor shower, BBQ grill, Tesla charger, spacious lawn, and mature landscaping. Technical amenities include zoned radiant heating throughout, additional three-zone cooling, and on-demand water heating. Located just a short 10-minute walk to Harbert Beach, this exceptional property offers a rare combination of modern architecture, luxury amenities, and tranquil Harbor Country living. Property is being sold mostly turnkey with seller exceptions listed in additional documents.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10
River Valley High SchoolGrades 6-122.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bedroom2

  • Level: Main
  • Area: 113.322
  • Dimensions: 11.11 x 10.20

Bedroom3

  • Level: Main
  • Area: 113.322
  • Dimensions: 11.11 x 10.20

Bedroom4

  • Level: Main
  • Area: 113.322
  • Dimensions: 11.11 x 10.20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Den

  • Level: Main
  • Area: 170.63
  • Dimensions: 15.10 x 11.30

Dining Room

  • Level: Main
  • Area: 120.8
  • Dimensions: 15.10 x 8.00

Features

  • Center Island,Pantry
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows,Window Treatments
  • Flooring: Other
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: Main
  • Area: 193.28
  • Dimensions: 15.10 x 12.80

Living Room

  • Level: Main
  • Area: 268.78
  • Dimensions: 15.10 x 17.80

Master Bedroom

  • Level: Main
  • Area: 113.322
  • Dimensions: 11.11 x 10.20

Other

  • Level: Main
  • Area: 495.28
  • Dimensions: 15.10 x 32.80

Property

Accessibility

  • Accessibility features: Low Threshold Shower,Accessible Entrance

Details

  • Parcel number: 110757700065040

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Scrn Porch
  • Has spa: Yes
  • Spa features: Hot Tub Spa

Lot

  • Lot size: 0.46 Acres
  • Features: Shrubs/Hedges
  • Lot size dimensions: 100 x 200

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$176$2,112
Property Taxes $2,953$35,436
Electricity $327$3,926
Total$13,038$156,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$447,017/yr
40% on housing$391,140/yr
45% on housing$347,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$632This listing

vs Other Active Listings

Avg $/sqft

ZIP 49115$449
Berrien County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 49115$756
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$1,895,000

For Sale by Agent

AgentJanice A Smith
Brokerage@properties Christie's International R.E.

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