4054 Bungalow Path, Saint Joseph, MI, 49085
About This Home
Welcome to this beautifully maintained 4-bedroom, 2.5-bath condominium in a highly sought-after 55+ community in St. Joseph, Michigan. Offering 1,650 square feet of finished living space, this home features an open, functional floor plan designed for comfortable everyday living and easy entertaining. Perfectly positioned on a private pond, the waterfront setting provides peaceful views and a serene backdrop to enjoy year-round. The attached two-car garage offers ample parking and additional storage. Rarely available, this home includes every available builder upgrade selected by the original owners, reflecting exceptional quality and attention to detail throughout. While the current floor plan is configured as a 3-bedroom with a dedicated office, the office includes the space and flexibility to serve as a fourth bedroom if desired, making it ideal for guests, hobbies, or additional living space. Don't miss this exceptional opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Composition
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Ranch
- Property subType: Condominium
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Basement: Full
Bathroom2
- Level: Basement
- Area: 82.3536
- Dimensions: 10.08 x 8.17
Bathroom3
- Level: Main
- Area: 26
- Dimensions: 8.00 x 3.25
Bedroom2
- Level: Basement
- Area: 121.095
- Dimensions: 9.75 x 12.42
Bedroom3
- Level: Basement
- Area: 160.3286
- Dimensions: 9.67 x 16.58
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Area
- Level: Main
- Area: 166.25
- Dimensions: 19.00 x 8.75
Features
- Wet Bar,Center Island,Pantry
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 1,057
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,650
- Total interior livable area: 2,707 sqft
Kitchen
- Level: Main
- Area: 172.52
- Dimensions: 19.00 x 9.08
Laundry
- Level: Main
- Area: 42.3164
- Dimensions: 8.33 x 5.08
Living Room
- Level: Main
- Area: 277.1664
- Dimensions: 18.08 x 15.33
Master Bathroom
- Level: Main
- Area: 79.7775
- Dimensions: 8.25 x 9.67
Master Bedroom
- Level: Main
- Area: 218.75
- Dimensions: 12.50 x 17.50
Office
- Level: Main
- Area: 119.5836
- Dimensions: 13.17 x 9.08
Other
- Level: Main
- Area: 61.8086
- Dimensions: 8.33 x 7.42
Other
- Level: Basement
- Area: 232.2086
- Dimensions: 17.42 x 13.33
Recreation
- Level: Basement
- Area: 443.47
- Dimensions: 29.08 x 15.25
Utility Room
- Level: Basement
- Area: 63.56
- Dimensions: 9.08 x 7.00
Property
Accessibility
- Accessibility features: 36 Inch Entrance Door,Accessible Mn Flr Bedroom,Accessible Stairway,Grab Bar Mn Flr Bath
Details
- Parcel number: 111248000077000
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Pond
- Waterbody name: Private Pond
Lot
- Features: Shrubs/Hedges
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $1,251 | $15,012 |
| Electricity | $295 | $3,543 |
| Total | $5,377 | $64,524 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $699,000 |
For Sale by Agent
View on Zillow