See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

95 Lowell Rd Unit 1, Pepperell, MA, 01463

3beds
3baths
1,829sqft
$649,900
$355price/sqft
$4,595/moest. monthly cost
$183,800/yrincome needed

About This Home

Discover this exceptional five-year-old duplex-style home in historic Pepperell. This beautiful home boasts an open and airy floor plan, a freshly painted interior, featuring a private home office on the main level. The seamless layout is ideal for entertaining, with high ceilings in the living room and hardwood floors throughout the living room, kitchen, and formal dining area. The living room features a gas fireplace and plenty of natural light. The spacious eat-in kitchen is equipped with granite countertops, stainless steel appliances, white shaker-style cabinets, and a beautiful island. The inviting dining room where sliding doors open to the 12 square foot back deck—perfect for relaxation and gatherings. Upstairs, you'll find an oversized ensuite master bedroom, full bath, plus two generously sized bedrooms.No condo fees. Easy access to major routes and highways, downtown shops, restaurants & tax-free NH. With modern updates & a prime location, this is an exceptional opportunity

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse,Duplex

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half
  • Level: First
  • Area: 25

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: Second
  • Area: 40

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall
  • Level: Second
  • Area: 81

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 143

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Slider
  • Level: First
  • Area: 110

Features

  • Home Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,829

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 1,829 sqft

Kitchen

  • Features: Flooring - Hardwood, Gas Stove
  • Level: First
  • Area: 150

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood
  • Level: First
  • Area: 255

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - 3/4, Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 165

Office

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 60

Property

Details

  • Parcel number: M:0031 B:0011 L:00001,5152998
  • Attached to another structure: Yes
  • Zoning: SUR

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$171$2,052
Property Taxes $778$9,336
Electricity $360$4,328
Total$4,595$55,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,542/yr
40% on housing$137,850/yr
45% on housing$122,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 01463$245
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01463$266
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$649,900
2026-07-17Price change$659,900
2026-07-16Price change$665,000
2026-06-10Listed for sale$670,000
2023-09-05Sold$660,000

For Sale by Agent

AgentMatilda Asante-Bio
BrokerageCentury 21 XSELL REALTY

Similar Homes