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4 Whitcomb St, Natick, MA, 01760

4beds
5baths
4,583sqft
$2,098,000
$458price/sqft
$13,940/moest. monthly cost
$557,600/yrincome needed

About This Home

Looking for newer construction ready for summer occupancy? Don’t miss this stunning 4 year old Farmhouse Colonial you would swear is brand new! Conveniently located close to Natick Center, this quality built home features an open floorplan with 6 first floor rooms, center island chef’s kitchen with Thermador appliances, first floor office, second floor office, 2 en-suite bedrooms and 2 bedrooms with jack and jill bath. The primary suite upstairs delivers a spa bath with heated floors and soaking tub and a center island dressing room. The finished lower level has high ceilings and adds a game room, full bath, and rubber-floored gym. High-end finishes with crown moldings, wainscoting, custom built-ins, and hardwood floors throughout. Beautiful lot with fenced yard and huge yard area ideal for a sports court or gardening. Ideal location close to the high school, great shopping and all major routes. Nothing has been compromised. Nothing needs to be done. Just move right in!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
9/10
Natick High SchoolGrades PK,9-120.5 mi
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Oven,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,Electric Dryer Hookup,Washer Hookup,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Bathroom - With Tub, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 270

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s), Closet, Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 198

Bedroom4

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Wainscoting, Crown Molding, Tray Ceiling(s)
  • Level: First
  • Area: 195

Family Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: First
  • Area: 270

Features

  • Recessed Lighting,Closet,Bathroom - Full,Bathroom - Tiled With Tub & Shower,Bathroom - Tiled With Shower Stall,Double Vanity,Office,Game Room,Exercise Room,Bathroom
  • Flooring: Wood,Tile,Vinyl,Hardwood,Flooring - Hardwood,Flooring - Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,189
  • Finished area above ground: 3,394

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,583
  • Total interior livable area: 4,583 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Wet Bar, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Gas Stove, Crown Molding
  • Level: First
  • Area: 405

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: First
  • Area: 221

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: Second
  • Area: 340

Office

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 154

Property

Details

  • Parcel number: M:00000049 P:0000077A,5194272
  • Zoning: RSA

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio,Rain Gutters,Sprinkler System,Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Lake/Pond,3/10 to 1/2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.35 Acres
  • Features: Level

Parking

  • Total spaces: 9
  • Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,608$127,296
Home Insurance *$396$4,752
Property Taxes $2,033$24,396
Electricity $903$10,844
Total$13,940$167,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$477,942/yr
40% on housing$418,200/yr
45% on housing$371,733/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 01760$385
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01760$441
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$2,098,000
2023-01-06Sold$1,625,000
2022-12-02Price change$1,699,000
2022-11-17Price change$1,739,900
2022-11-03Listed for sale$1,799,900

For Sale by Agent

AgentSteve Leavey
BrokerageKeller Williams Realty

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