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7 Beech St #219, Cambridge, MA, 02140

1beds
1baths
748sqft
$889,000
$1,189price/sqft
$5,487/moest. monthly cost
$219,480/yrincome needed

About This Home

Discover effortless living at Saint James Place! This beautifully appointed 1-bedroom, 1-bath condominium is located in a boutique 46-unit elevator building, ideally situated between Porter Square and Davis Square. The open-concept floor plan features maple hardwood floors, a cozy gas fireplace, central air, and in-unit full-size laundry. Rare amenities include deeded garage parking and private deeded storage. Professionally managed and offering exceptional resident amenities, including a resident lounge with a wet bar, guest suite, pet spa, EV charging stations, and bicycle storage. Just moments from the Harvard University Red line MBTA, acclaimed restaurants, cafés, shops, parks, and all that Cambridge and Somerville have to offer, this home combines modern comfort, convenience, and an unbeatable location. A fantastic opportunity to own in one of the area's most desirable neighborhoods!

Getting Around

97
WalkingWalker's Paradise
77
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

7/10
Peabody SchoolGrades PK-50.4 mi
8/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Rubber,Reflective Roofing-ENERGY STAR
  • Construction materials: Frame,Stone,Conventional (2x4-2x6),Cement Board

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Oven,Plumbed For Ice Maker
  • Laundry features: In Unit,Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finish - Sheetrock,Internet Available - Unknown,Elevator
  • Door features: Insulated Doors,French Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 748

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Individual,Unit Control,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Master Bathroom

  • Features: Yes

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: M:00181 L:0020700219,5205720
  • Attached to another structure: Yes
  • Zoning: Cambridge
  • Other equipment: Intercom

Features

  • Entry location: Unit Placement(Upper)
  • Patio & porch: Deck - Roof,Deck - Composite
  • Exterior features: Deck - Roof,Deck - Composite,City View(s),Garden,Professional Landscaping,Sprinkler System
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 1
  • Parking features: Under,Garage Door Opener,Storage,Deeded,Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$149$1,788
Property Taxes $489$5,868
Electricity $354$4,259
Total$5,487$65,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,125/yr
40% on housing$164,610/yr
45% on housing$146,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,189This listing

vs Other Active Listings

Avg $/sqft

ZIP 02140$614
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02140$892
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$889,000
2023-06-29Sold$870,000
2023-01-09Listed for sale$880,000
2022-11-28Listing removed$890,000
2022-10-17Listed for sale$890,000
2022-09-19Listing removed$890,000
2022-08-05Listed for sale$890,000

For Sale by Agent

AgentKirtan Patel
BrokerageColdwell Banker Realty - Westford

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