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42512 Saddle Ln, Sterling Heights, MI, 48314

3beds
3baths
2,732sqft
$874,900
$320price/sqft
$5,475/moest. monthly cost
$219,000/yrincome needed

About This Home

Welcome to Spring Meadows, the jewel of Sterling Heights! These PREMIUM lots are like nothing else in this area! Lot 56 features a WALKOUT BASEMENT, 90' of frontage, is 130' deep and is located on an ultra private CUL-DE-SAC! The "Phoenix 2" Split Level home that is in process on that PREMIUM lot is perfect for everyone looking for a FIRST FLOOR PRIMARY SUITE! The Phoenix 2 offers 2,732 sq. feet of modern, open-concept living, 3 Bedrooms (1ST FLOOR PRIMARY), 2.5 Bathrooms, a well appointed kitchen and dramatic great room w/ 18' 2 Story ceiling. This home will feature a 3 car garage and the 8'10" WALKOUT BASEMENT IS POURED. Included within the price are elevated PREMIUM standard features including upgraded tile, countertops and fixture allowances. Completion can be as soon as 6-8 months, but ALL COLORS CAN STILL BE CHOSEN & A FINISHED BASEMENT PLAN IS AVAILABLE! Positioned in one of the most prime locations in Sterling Heights, this awesome 57 Lot development is the one you have been waiting for. Palazzolo Properties & Homes brings the experience of 4 generations of building excellence back to a community in which their roots are extremely deep. Within Spring Meadows Palazzolo Properties & Homes is offering extremely well appointed, modern floor plans (Ranches, Split Levels & Colonials) that fit every buyer's needs. The on-site model is available to view by appointment, so set your appointment to tour our model today before it's too late! Photos are of another similar completed home. List price reflects BASE PRICE and is subject to change as construction progresses.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Burr Elementary SchoolGrades PK-60.6 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Concrete

Bathroom1

  • Features: Ceramic
  • Level: First

Bathroom2

  • Features: Ceramic
  • Level: Second

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 195

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Vinyl
  • Level: First
  • Area: 150

Features

  • High Ceilings,Sump Pump,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,732

Great Room

  • Level: First
  • Area: 340

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,682
  • Total interior livable area: 2,732 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 210

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 101008106056
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Multi/Split,One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Sidewalks
  • Frontage type: Road
  • Frontage length: 90

Lot

  • Lot size: 5,662 sqft
  • Features: Subdivision
  • Lot size dimensions: 90 x 131

Parking

  • Total spaces: 3
  • Parking features: 2 Spaces,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$306$3,672
Property Taxes $449$5,388
Electricity $297$3,575
Total$5,475$65,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,714/yr
40% on housing$164,250/yr
45% on housing$146,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 48314$137
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48314$188
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Price change$874,900
2025-10-01Listed for sale$824,900

New Construction

AgentKevin Kostka
BrokerageEpique Inc.

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