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42461 Saddle Ln, Sterling Heights, MI, 48314

4beds
3baths
2,800sqft
$899,900
$321price/sqft
$5,631/moest. monthly cost
$225,240/yrincome needed

About This Home

Custom Home "To Be Built"... Welcome to the gem of Sterling Heights! This to be built new construction home sits on a wooded lot at the end of a court. This home will be built with a 3-car side turned garage, and a walk-out basement! This is a rare opportunity to find a luxury home in Sterling Heights with a large lot and a walkout basement. Select from several different floor plans or bring a custom plan that we can help create your dream home! Visit the model home located in Spring Meadows at 4020 Spring Meadow Dr. Call Agent for details

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Burr Elementary SchoolGrades PK-60.5 mi
8/10

Construction

Condition

  • Property condition: Const Start Upon Sale,New Construction,Site Condo
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight,Unfinished,Walk Out Access

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Egress Windows
  • Finished area above ground: 2,800

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,800 sqft

Other

  • Level: Second

Other

  • Level: Entry

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 16 X 15

Property

Details

  • Parcel number: 1008106050
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded
  • Lot size dimensions: 90 x 140

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Driveway,Garage Faces Side,Side Entrance
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$314$3,768
Property Taxes $462$5,544
Electricity $305$3,664
Total$5,631$67,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,062/yr
40% on housing$168,930/yr
45% on housing$150,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 48314$137
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48314$188
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$899,900

New Construction

AgentGeorge J Shaheen
BrokerageThe Entity Realty Group, LLC

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