See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12 Prospect Street, Hinsdale, NH, 03451

5beds
2baths
3,023sqft
$339,000
$112price/sqft
$2,833/moest. monthly cost
$113,320/yrincome needed

About This Home

Welcome to a home where there’s room to grow, gather, and make lasting memories. This spacious 5-bedroom, 2 full bathroom property is perfectly located in-town, just a short walk to local shops, restaurants, and the post office, and only 0.5 miles to Hinsdale schools and the Town Park—complete with a community pool for summer days. Inside, you’ll find a warm and inviting space filled with character, featuring hardwood floors throughout, abundant natural light, and a grand staircase that creates a beautiful first impression. The home boast with charm and plenty of gathering spaces for family and guests. With generous living space, this home is ideal for a growing family, hosting holidays, or simply enjoying everyday life together. Outside, a large two-story barn offers plenty of room for storage, hobbies, or creating something special of your own. Priced to sell and being offered as-is, this is a wonderful opportunity to create your next chapter in a home full of space, charm, and potential.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10
Hinsdale High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Fieldstone
  • Roof: Slate
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Stairs,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,023

Heating & Cooling

  • Heating features: Oil,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 6,046
  • Total interior livable area: 3,023 sqft

Property

Details

  • Parcel number: HNDLM046B036L1
  • Zoning description: residential

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: Road frontage: 280

Lot

  • Lot size: 0.29 Acres
  • Features: In Town,Near Shopping,Near School(s)

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance $149$1,788
Property Taxes $528$6,336
Electricity $442$5,312
Total$2,833$33,996

Income You'd Need if You Spent...

35% on housing$97,131/yr
40% on housing$84,990/yr
45% on housing$75,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 03451$127
Cheshire County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 03451$191
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$325,000
2024-05-17Sold$322,000
2024-03-07Price change$357,000
2023-12-11Listed for sale$372,000

For Sale by Agent

AgentElisabeth G Branch
BrokerageEXP Realty

Similar Homes