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2632 Plover Dr, Traverse City, MI, 49685

4beds
2baths
1,462sqft
$379,900
$260price/sqft
$2,458/moest. monthly cost
$98,320/yrincome needed

About This Home

Welcome to 2632 Plover Lane, where modern living feels easy from the moment you walk in. Built in 2023, this home still has that fresh, new feel, but without the stress of starting from scratch. It’s been freshly painted and is completely move-in ready, so you can just settle in and enjoy it. The layout flows naturally, with comfortable spaces that work just as well for everyday living as they do for hosting friends and family. The kitchen comes fully equipped with all appliances included, making the transition simple and seamless. Everything here is already finished and dialed in, no projects, no waiting, just easy living in a great Traverse City location, close to everything Northern Michigan has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Blair Elementary SchoolGrades PK-51.0 mi
8/10
West Middle SchoolGrades 6-86.7 mi
8/10
West Senior HighGrades 9-126.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: 2x6 Framing,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 113.85

Bedroom3

  • Level: Main
  • Area: 108.9

Bedroom4

  • Level: Main
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 134.07

Features

  • Entrance Foyer,Cable TV,High Speed Internet,DSL,WiFi
  • Flooring: Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,462

Heating & Cooling

  • Heating features: Radiant Floor,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,462
  • Total interior livable area: 1,462 sqft

Kitchen

  • Level: Main
  • Area: 110.7

Living Room

  • Level: Main
  • Area: 231.11

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 193.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0275201300
  • Zoning description: Residential
  • Other equipment: Dish TV

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: 76 x 149

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Concrete Floors,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$85$1,020
Property Taxes $265$3,180
Electricity $188$2,259
Total$2,458$29,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,274/yr
40% on housing$73,740/yr
45% on housing$65,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 49685$270
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49685$303
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$409,900
2026-03-23Listed for sale$419,900

For Sale by Agent

AgentChristina Roberts
BrokerageKeller Williams Northern Michigan

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