93 Prospect St Unit 3, Garfield, NJ, 07026
About This Home
Welcome to Prospect Commons, where style, space, and convenience come together. This impressive 3-bedroom, 2.5-bath townhome offers approximately 1,700 square feet of beautifully designed living space with an open floor plan, soaring 8' and 9' ceilings, gleaming hardwood floors throughout, and an abundance of natural light. Whether you're entertaining guests or enjoying a quiet night at home, the seamless flow between the living, dining, and kitchen areas creates the perfect setting. Step out from the dining room onto your private balcony for morning coffee, or unwind on the walk-out patio overlooking the backyard. An attached garage, parking for multiple vehicles, and an in-unit washer and dryer provide the convenience today's buyers expect. Located just a short walk to the Garfield train station for an easy NYC commute and minutes from shopping, restaurants, parks, and major highways. Low HOA fee of only $125/month and FHA financing accepted. Spacious, move-in ready, and offering the lifestyle you've been searching for—this is one you won't want to miss!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Property
Details
- Parcel number: 210014900000200035C0003
Features
- Waterfront features: None
Parking
- Total spaces: 3
- Parking features: Garage
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $976 | $11,712 |
| Electricity | $193 | $2,318 |
| Total | $4,481 | $53,772 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $619,999 |
| 2025-03-09 | Listing removed | $1,900 |
| 2025-02-28 | Listed for rent | $1,900 |
| 2024-05-05 | Listing removed | -- |
| 2024-04-23 | Price change | $1,850 |
| 2024-04-21 | Price change | $1,900 |
| 2024-04-19 | Listed for rent | $1,950 |
| 2023-08-01 | Listing removed | -- |
| 2023-07-30 | Listed for rent | $1,850 |
| 2021-09-07 | Sold | $450,000 |
View on Zillow