9702 W State Road 81, Beloit, WI, 53511
About This Home
EXCEPTIONAL COUNTRY ESTATE on 7.5 ACRES with 4 WELL-EQUIPED OUTBUILDINGS, TILLABLE LAND & UNMATCHED VIEWS. The spacious 3 bedroom, 3.5 bath RANCH HOME with walk-out lower level offers beautiful wood flooring throughout, central vac system indoors & irrigation system outdoors. You find spectacular views from every room in the house including the generous primary suite with access to the wrap-around deck leading to the screened in porch. Finished lower level has autonomous living quarters with full kitchen, full bath, bedroom & roomy living room area. The 4 unique outbuildings offer various iterations of electric, heat, water & access. This unique property has a tornado shelter, 3 wells, one that services the home; the other 2 provide water to the grounds & outbuildings. This is a MUST SEE!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1995
Materials
- Construction materials: Aluminum Siding,Aluminum/Steel
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Other,Oven,Range,Refrigerator,Washer,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Concrete,Walk-Out Access,Exposed
Bathroom
- Features: Whirlpool,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath
Bedroom2
- Level: Main
- Area: 156
Bedroom3
- Level: Lower
- Area: 256
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 168
Family Room
- Level: Lower
- Area: 576
Features
- Separate Quarters,Central Vacuum,Pantry,Walk-In Closet(s)
Heating & Cooling
- Heating features: Electric,Propane,Forced Air,In-floor,Radiant,Radiant/Hot Water
- Cooling features: Central Air
Interior Area
- Total structure area: 3,289
- Total interior livable area: 3,289 sqft
Kitchen
- Level: Main
- Area: 420
Living Room
- Level: Main
- Area: 440
Master Bedroom
- Level: Main
- Area: 224
Property
Details
- Parcel number: 028001274
- Zoning: A-3
- Exclusions: Wall Shelving In Out Buildings
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Sprinkler System
- Has spa: Yes
- Spa features: Bath
- Fencing: Fenced Yard
- Horses can be raised: Yes
- Living area range: 3001-3500,2501 or more
Lot
- Lot size: 7.50 Acres
- Features: Horse Allowed,Tillable
Parking
- Total spaces: 3
- Parking features: Basement Access,Garage Door Opener,Heated Garage,Attached,3 Car,1 Space
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,338 | $52,056 |
| Home Insurance * | $445 | $5,340 |
| Property Taxes | $823 | $9,876 |
| Electricity | $309 | $3,708 |
| Total | $5,915 | $70,980 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Price change | $857,900 |
| 2026-06-23 | Listed for sale | $859,900 |
| 2026-04-13 | Contingent | $859,900 |
| 2025-09-18 | Listed for sale | $859,900 |
| 2024-07-02 | Listing removed | $887,000 |
| 2024-04-23 | Listed for sale | $887,000 |
| 2022-11-13 | Listing removed | -- |
| 2021-10-07 | Pending sale | $749,000 |
| 2021-08-08 | Price change | $749,000 |
| 2021-07-23 | Listed for sale | $785,000 |
For Sale by Agent
View on Zillow