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175 Pine Tree, Medina, TX, 78055

3beds
2baths
1,801sqft
$579,000
$321price/sqft
$4,300/moest. monthly cost
$172,000/yrincome needed

About This Home

Medina Texas - Charming 'Hill Country Custom Property' home sits on 5.09 Acres in the desirable town of Medina. Located just a few miles north you'll find this clean flat, usable land/acres waiting your arrival. As you enter the drive, you'll notice a nice wooded shady area for your wildlife & birds. A nice habitat for the animals that claim this land home. Beautiful flat land, cleared, luscious native grasses waiting for your animals. Horses allowed, yes & your steel horses too! Located just off the beaten path of the 'THREE SISTERS' loop, the large shop provides functionality, space for projects, equipment, storage, mechanical work & more. The 3-bedroom, 2-bath home features a welcoming covered porch that wraps around the house and connects the car port and patio creating comfortable outdoor living spaces. Inside, the home opens to a spacious living room highlighted by a floor to ceiling stone fireplace. The open concept layout flows naturally into the dining area and kitchen, making the space ideal for everyday living and gatherings. The kitchen includes an eat in island, farm sink, custom cabinets and a sliding glass door that opens to the patio, providing easy access to outdoor entertaining. The primary suite offers a cozy retreat, while the primary bathroom features a dual vanity and a combined oversized tub and shower. With five usable acres and a peaceful Hill Country setting, this property offers the opportunity to enjoy country living with plenty of space to make it your own. Great location to be just a short trip to Medina, Bandera and Kerrville! HOA, NO DUES NO RESTRICTIONS!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Medina High SchoolGrades PK-121.5 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone

Other

  • Builder name: H C CUSTOM PROPERTIES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Range
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 156

Bedroom3

  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 136

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Pantry,Shop,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,High Speed Internet,All Bedrooms Downstairs,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Mock Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane Owned
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,801 sqft

Kitchen

  • Area: 170

Living Room

  • Area: 288

Master Bathroom

  • Features: Tub/Shower Combo,Double Vanity
  • Area: 90

Master Bedroom

  • Features: Split,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 196

Property

Details

  • Parcel number: 00231007400273

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Lighting
  • Fencing: Privacy
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 5.01 Acres
  • Features: Cul-De-Sac,2 - 5 Acres,5 - 14 Acres,Hunting Permitted,Level
  • Lot size dimensions: 714 x 460 x 638 x 313

Parking

  • Total spaces: 4
  • Parking features: Two Car Garage,Detached,Oversized,Two Car Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$548$6,576
Property Taxes $587$7,044
Electricity $238$2,859
Total$4,300$51,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,428/yr
40% on housing$129,000/yr
45% on housing$114,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 78055$509
Bandera County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 78055$170
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$589,000
2025-12-06Listing removed$585,000
2025-10-31Price change$585,000
2025-04-08Price change$599,000
2024-11-13Price change$619,000
2024-07-08Price change$625,000
2024-05-04Price change$629,000
2023-08-24Price change$668,900
2023-06-29Listed for sale$669,900
2022-01-28Sold--
2022-01-05Pending sale$525,000
2021-12-08Listed for sale$525,000

For Sale by Agent

AgentTerry West
BrokerageColdwell Banker Stagecoach Realty

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