55 Banks St #2, Winthrop, MA, 02152
About This Home
Stunning 2022 rebuild—taken down to the original foundation and rebuilt with a fresh, nearly-new feel throughout! This townhome-style condo feels like a single-family, nearly 2,000 sq ft, featuring 3 beds, 3 full baths, private outdoor space, and 2-car parking. NO monthly condo or HOA fees; annual master insurance just $1,670. A standout alternative to East/South Boston with quick Downtown Boston access via MBTA and highways. Sun-filled main floor with open living/dining, stylish kitchen boasting high-end appliances, two-tone cabinetry, large island, plus deck access. Upstairs includes two bedrooms with a primary suite showcasing dramatic cathedral ceilings. Finished lower level ideal for media room, gym, or guest space. Near marinas, waterfront parks, transit, and dog-friendly Belle Isle Marsh. Special financing from SIRVA Mortgage.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Frame,Stone
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
- Laundry features: In Unit
Basement
- Has basement: Yes
Bathroom1
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
- Level: First
- Area: 49.444444444
Bathroom2
- Features: Bathroom - Full, Bathroom - Tiled With Tub, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 84.673611111
Bathroom3
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 58.715277777
Bedroom2
- Features: Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
- Level: Second
- Area: 169.583333333
Bedroom3
- Features: Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
- Level: First
- Area: 93.625
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Flooring - Hardwood, Flooring - Wood, Recessed Lighting
- Level: First
- Area: 103.138888888
Family Room
- Features: Closet, Flooring - Stone/Ceramic Tile, Recessed Lighting
- Level: Basement
- Area: 457.916666666
Features
- Window features: Insulated Windows
- Flooring: Wood,Hardwood
- Finished area above ground: 1,996
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,996
- Total interior livable area: 1,996 sqft
Kitchen
- Features: Flooring - Hardwood, Flooring - Wood, Recessed Lighting, Lighting - Overhead
- Level: First
- Area: 108.625
Living Room
- Features: Flooring - Hardwood, Flooring - Wood, Recessed Lighting
- Level: First
- Area: 216.5625
Master Bedroom
- Features: Cathedral Ceiling(s), Closet, Flooring - Hardwood, Flooring - Wood, Recessed Lighting
- Level: Second
- Area: 346.916666666
Property
Details
- Parcel number: M:0060 B:0022 L:0002,5210572
- Attached to another structure: Yes
- Zoning: RB
Features
- Patio & porch: Deck
- Exterior features: Deck
- Waterfront features: Creek,1/2 to 1 Mile To Beach,Beach Ownership(Public)
Parking
- Total spaces: 2
- Parking features: Off Street,Assigned,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,939 | $47,268 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $657 | $7,884 |
| Electricity | $393 | $4,723 |
| Total | $5,307 | $63,684 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $779,000 |
| 2026-06-08 | Price change | $799,000 |
| 2026-05-26 | Listed for sale | $825,000 |
| 2023-03-31 | Sold | $715,000 |
| 2022-11-09 | Listing removed | $795,000 |
| 2022-10-06 | Listed for sale | $795,000 |
View on Zillow