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1060 Wattersonville Rd, Cowansville, PA, 16218

4beds
5baths
8,761sqft
$1,999,000
$228price/sqft
$13,843/moest. monthly cost
$553,720/yrincome needed

About This Home

Ever dreamt of pulling into an expansive lodge style retreat with the ability to call it home? Look no further than this 600+ feet riverfront, cathedral inspired country oasis! A magazine worthy 4 bed, 4.5 bath home on 3.84 Acres located at Watters Landing features a massive open first floor living area with white cedar walls throughout. The 1st floor kitchen consists of soft close, custom cabinetry accompanied by granite countertops and stone backsplash, stainless appliances including an island beverage fridge all displayed by recessed lighting. Formal dining area with gorgeous river views. Built in dog kennel area! 1st and 2nd floor primary en-suite bedrooms with balconies, full baths and walk-in closets. Fully equipped bar with icemaker & Hibachi flat-top in basement complimented by epoxy floors alongside the movie theater and another full bath. 5 garage doors total for boat / toy garage facing the river close to your private launch with an additional 3 bays for vehicles up top!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Sugarcreek El SchoolGrades K-61.3 mi
5/10
Karns City High SchoolGrades 7-128.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Convection Oven,Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Kitchen Island
  • Window features: Multi Pane
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,761
  • Total interior livable area: 8,761 sqft

Property

Details

  • Parcel number: 470071232

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront

Lot

  • Lot size: 3.84 Acres
  • Lot size dimensions: 3.84

Parking

  • Total spaces: 8
  • Parking features: Attached,Built In,Garage,Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$509$6,108
Property Taxes $2,265$27,180
Electricity $961$11,534
Total$13,843$166,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$474,617/yr
40% on housing$415,290/yr
45% on housing$369,146/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 16218$197
Armstrong County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 16218$265
Armstrong County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-19Listed for sale$1,999,000
2026-01-09Contingent$1,999,000
2025-10-11Price change$1,999,000
2025-09-03Listed for sale$2,175,000
2025-08-07Listing removed$2,499,000
2025-07-22Price change$2,499,000
2025-06-13Listed for sale$2,599,000
2025-06-13Listing removed--
2025-06-05Listed for sale$2,599,999
2023-12-04Sold$750,000
2023-06-19Listed for sale$799,000
2023-05-13Listing removed--
2022-11-16Price change$999,000
2022-09-07Listed for sale$2,500,000

For Sale by Agent

AgentCameron Yockey
BrokerageREALTY ONE GROUP LANDMARK

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