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203 S Binford Ave, Duck Hill, MS, 38925

5beds
2baths
3,600sqft
$125,000
$35price/sqft
$1,232/moest. monthly cost
$49,280/yrincome needed

About This Home

Step into the timeless charm of this beautifully maintained Southern historic home, where classic architecture meets thoughtful modern updates. From the inviting wraparound porches and intricate trim work to the distinctive roofline, this home offers curb appeal that stands the test of time. Inside, you'll discover spacious rooms with soaring ceilings, abundant natural light, original fireplaces, built-in cabinetry, elegant wall sconces, and new Hunter ceiling fans that enhance both comfort and character. Every detail reflects the craftsmanship of a bygone era while providing the conveniences today's buyers appreciate. Enjoy your morning coffee on the expansive front porch, entertain guests on the side porch, or take advantage of the covered carport for protected parking year-round. Nestled among mature trees on a generous lot, this property offers a peaceful small-town lifestyle in the heart of Duck Hill, Mississippi. Recent improvements provide added peace of mind, including updated electrical and plumbing systems, along with a new roof installed in 2025. If you're looking for a home that blends historic elegance, modern functionality, and Southern hospitality, this exceptional property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Winona Elementary SchoolGrades PK-610.9 mi
4/10
Winona Secondary SchoolGrades 7-1210.1 mi

Construction

Condition

  • Property condition: Move In Ready

Materials

  • Foundation: Conventional
  • Roof: Architectural Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,High Speed Internet,Primary Downstairs
  • Window features: Wood Frames
  • Flooring: Hardwood,Linoleum
  • Fireplace features: Bedroom,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Space Heater,Natural Gas
  • Cooling features: Electric,Gas,Window Unit(s)

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s),Accessible Kitchen Appliances,Accessible Parking,Accessible Washer/Dryer,Central Living Area,Customized Wheelchair Accessible

Details

  • Parcel number: 5320606000000009400
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.80 Acres
  • Features: City Lot,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway,Gravel
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave

FEMA Declared Disasters in Montgomery County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$182$2,184
Property Taxes $84$1,008
Electricity $334$4,016
Total$1,232$14,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,240/yr
40% on housing$36,960/yr
45% on housing$32,853/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 24.1%
24.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 38925$104
Montgomery County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 38925
Montgomery County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$125,000
2026-07-01Listing removed$129,900
2026-04-24Price change$129,900
2026-02-14Price change$149,900
2025-12-05Listed for sale$159,900
2025-10-31Listing removed$159,000
2025-06-05Price change$159,000
2025-04-09Price change$179,500
2025-02-07Price change$187,300
2024-11-13Listed for sale$199,000

For Sale by Agent

AgentDebra A Dace
BrokerageEXIT Southern Charm Realty

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