266 Swift Run Rd, Ruckersville, VA, 22968
About This Home
Enjoy peaceful living in Ruckersville with no HOA on nearly 3 acres! Built in 2021, this well-maintained 3-bedroom, 2-bath home offers a functional layout, modern finishes, & plenty of room to grow. The kitchen features granite countertops, center island, pantry, and tiled flooring, flowing seamlessly into the main living areas with hardwood floors. The inviting living room is anchored by a gas fireplace, creating a warm & comfortable space to gather. The spacious primary suite includes an ensuite bathroom with convenient laundry. Step outside to enjoy the covered front porch or relax on the back deck overlooking a large yard, complete with a perennial creek along the rear of the property—a beautiful & serene setting. The full unfinished walk-out basement offers incredible potential for future expansion, a workshop, or additional storage. You’ll also appreciate the abundant storage in the oversized two-car garage with attic space above. With well-maintained systems, generous outdoor space, & thoughtful features throughout, this property offers the perfect blend of comfort, privacy, & opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Stick Built,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Electric Range,Refrigerator,Dryer,Washer
- Laundry features: Stacked
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: First
Features
- Double Vanity,Primary Downstairs,Walk-In Closet(s),Kitchen Island
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Ceramic Tile,Hardwood
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,416
- Total interior livable area: 1,400 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 49 A 40
- Zoning description: A-1 Agricultural
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch,Deck,Front Porch,Porch,Wood
- Exterior features: Gutter Guard System,Fence
- Fencing: Partial
- Topography of land: Rolling
Lot
- Lot size: 2.72 Acres
- Features: Partially Cleared,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $242 | $2,904 |
| Electricity | $202 | $2,433 |
| Total | $2,575 | $30,900 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $425,000 |
| 2021-09-02 | Sold | $346,150 |
| 2020-11-16 | Sold | $45,000 |
| 2013-09-16 | Sold | $35,000 |
For Sale by Agent
View on Zillow